4430 Rancho Rd, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 4430 Rancho Rd, Templeton, CA 93465

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,964 sqft · built 1989
Lot Size	9.86 acres (429,502 sqft)
Owner	Individual Name on Record
Last Sale	$1,220,000 (Nov 2022)
Tax Bill	$14,396 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`034-201-008`

Property Details

APN / Parcel Number

Primary APN	`034-201-008`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,964 sqft Living Area
1st Floor Area	3,964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	429,502 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4430 RANCHO RD
City	TEMPLETON
State	CA
Zip	93465-9676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	RHO ASUN ETAL PTN LT 25
Legal Subdivision	RANCHO LA ASUNCION
Legal Block	2
Legal Lot Number	25
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	2
Census Block	2016
Census Tract	13100

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2891 BUCKINGHAM PL, CAMBRIA, CA 93428-4310
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage VISTA POINT MORTGAGE LLC
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Jun 6, 2022	Deed of Trust, Mortgage · Construction Mortgage ANNE M NEWMAN ACCT 3521841
Nov 1, 2022	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage AYLING FAMILY TRUST (PT)
Aug 6, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 6, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2022 · Amount on Record
Deed Sale	Nov 1, 2022 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	202243306
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4430 RANCHO RD, TEMPLETON, CA 93465-9676
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4430 RANCHO RD, TEMPLETON, CA 93465-9676

Mortgage

Document Number	0000009683
Date	Mar 31, 2026
Instrument	2026009683

Lender

Name	VISTA POINT MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4430 RANCHO RD, TEMPLETON, CA 93465-9676
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4430 RANCHO RD, TEMPLETON, CA 93465-9676

Mortgage

Document Number	0000079494
Date	Dec 3, 2021
Instrument	2021079494

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4430 RANCHO RD, TEMPLETON, CA 93465-9676
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023815
Date	Jun 6, 2022
Instrument	2022023815

Lender

Name	ANNE M NEWMAN ACCT 3521841
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 1, 2022
Property Address	4430 RANCHO RD, TEMPLETON, CA 93465-9676
Document Number	0000043306
Map Reference	MB A PG 91
Instrument Date	Sep 19, 2022
Instrument	2022043306
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2891 BUCKINGHAM PL, CAMBRIA, CA 93428-4310

Mortgage

Document Number	0000043307
Date	Nov 1, 2022
Instrument	2022043307

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4430 RANCHO RD, TEMPLETON, CA 93465-9676
Document Number	0000015427
Instrument Date	Apr 25, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4430 RANCHO RD TEMPLETON CA 934659676, TEMPLETON, CA 93465-9676

Mortgage

Document Number	0000015427
Date	Apr 30, 2019
Instrument	15427

Lender

Name	AYLING FAMILY TRUST (PT)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 6, 2018
Property Address	4430 RANCHO RD, TEMPLETON, CA 93465-9676
Document Number	0000032443
Instrument Date	Aug 2, 2018
Instrument	32443
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 21307 SANTA BARBARA CA 931211307, SANTA BARBARA, CA 93121-1307

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 6, 2018
Property Address	4430 RANCHO RD, TEMPLETON, CA 93465-9676
Document Number	0000032444
Instrument Date	Jul 6, 2018
Instrument	32444
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$946.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 21307 SANTA BARBARA CA 931211307, SANTA BARBARA, CA 93121-1307

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,294,673 (+2%) Land $583,664 Building $711,009
2025	$14,396.00 (+7.2%)	$1,269,288 (+4.04%) Land $572,220 Building $697,068
2024	$13,429.00 (+1.84%)
2023	$13,186.00 (+34.91%)	$1,220,000 Land $550,000 Building $670,000
2022	$9,774.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 48% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ranch Wifi.

Cell Coverage

5G and 4G LTE (outdoors only)

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