Lee County property record for 4430 Harbor Bend Dr, Captiva, FL 33924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,041 sqft · built 1986 |
| Lot Size | 0.308 acres (13,416 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,200 (Aug 2020) |
| Tax Bill | $10,299 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-45-21-02-00000.0480 |
| Primary APN | 05-45-21-02-00000.0480 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,041 sqft Living Area |
| Gross Area | 2,601 sqft |
| 1st Floor Area | 1,038 sqft |
| Upper Floors Area | 817 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,416 sqft (0.308 acres) |
| Lot Dimensions | 240 ft deep x 60 ft wide |
| View / Lot | Bay |
| Porch | Florida Room |
| Porch Area | 330 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10003732 |
|---|---|
| Street Address | 4430 HARBOR BEND DR |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SAFETY HARBOR CLUB PB 34 PG 33 LOT 48 |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 05 |
| Legal Subdivision | SAFETY HARBOR CLUB |
| Legal Tract | 02 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 80100 |
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2138 CARROLL CREEK RD, JOHNSON CITY, TN 37615-4534 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 28, 2020 | Warranty Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Prior Sale | Dec 2, 2013 · Amount on Record |
| Deed Document Number | 2020204347 |
| Prior Transfer Date | Mar 12, 2015 |
| Prior Transfer Doc | 0000051824 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 4430 HARBOR BEND DR, CAPTIVA, FL 33924 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000071994 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 2021000071994 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Aug 28, 2020 |
| Property Address | 4430 HARBOR BEND DR, CAPTIVA, FL 33924 |
| Document Number | 0000204347 |
| Map Reference | MB 34 PG 32&33 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 2020000204347 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,836.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5S61 BURNHAM COURT, 5S61, NORTH FORT MYERS, FL 33903 |
| Name | Verified Name |
|---|---|
| Address | 2138 CARROLL CREEK RD, JOHNSON CITY, TN 37615-4534 |
| Document Number | 0000204348 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 2020000204348 |
| Name | CIVIC FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 1, 2021 |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $547,864 (+1%) | $1,029,010 (-2.64%) Land $332,419 Building $696,591 | |
| 2025 | $10,299.00 (+16.86%) | $498,058 (-38.95%) | $1,056,893 (+29.54%) Land $561,157 Building $495,736 |
| 2023 | $8,813.00 (+26.13%) | $815,861 (+53.96%) Land $242,250 Building $573,611 | $815,861 (+53.96%) Land $242,250 Building $573,611 |
| 2022 | $6,987.00 | $529,924 Land $293,600 Building $236,324 | $529,924 Land $293,600 Building $236,324 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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