Lee County property record for 4380 Harbor Bend Dr, Captiva, FL 33924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,556 sqft · built 1987 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $850,000 (Feb 2022) |
| Tax Bill | $12,149 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Feb 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-45-21-02-00000.0530 |
| Primary APN | 05-45-21-02-00000.0530 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| Gross Area | 1,958 sqft |
| 1st Floor Area | 1,556 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 172 ft deep x 70 ft wide |
| View / Lot | Bay |
| Porch | Stoop |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10003737 |
|---|---|
| Street Address | 4380 HARBOR BEND DR |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAFETY HARBOR CLUB PB 34 PG 33 LOT 53 |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 05 |
| Legal Subdivision | SAFETY HARBOR CLUB |
| Legal Tract | 02 |
| Legal Block | 1 |
| Legal Lot Number | 53 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 80100 |
Source: Lee County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1001 LUCIA DR, PUNTA GORDA, FL 33950-6690 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK |
| Feb 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2022 · Amount on Record |
| Deed Sale | Feb 16, 2022 · Amount on Record |
| Deed Document Number | 202254210 |
| Last Transfer Date | Jul 2, 2025 |
| Transfer Doc | 0000198125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 4380 HARBOR BEND DR, CAPTIVA, FL 33924 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1001 LUCIA DR, PUNTA GORDA, FL 33950-6690 |
| Document Number | 0000174683 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 2022000174683 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Feb 16, 2022 |
| Property Address | 4380 HARBOR BEND DR, CAPTIVA, FL 33924 |
| Document Number | 0000054210 |
| Map Reference | MB 34 PG 32 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022000054210 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30 LOADING PLACE RD, 30, MANCHESTER, MA 01944-1276 |
| Name | Verified Name |
|---|---|
| Address | 1001 LUCIA DR, PUNTA GORDA, FL 33950-6690 |
| Document Number | 0000054211 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022000054211 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $874,661 (+5.76%) Land $254,605 Building $620,056 | $874,661 (+5.76%) Land $254,605 Building $620,056 | |
| 2025 | $12,149.00 (+15.4%) | $826,987 (+18.08%) Land $399,416 Building $427,571 | $826,987 (+18.08%) Land $399,416 Building $427,571 |
| 2023 | $10,528.00 (+31.73%) | $700,385 (+1%) Land $242,250 Building $458,135 | $700,385 (+1%) Land $242,250 Building $458,135 |
| 2022 | $7,992.00 | $636,693 Land $293,600 Building $343,093 | $636,693 Land $293,600 Building $343,093 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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