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4450 Harbor Bend Dr, Captiva, FL 33924 Property Records

Lee County property record for 4450 Harbor Bend Dr, Captiva, FL 33924

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,972 sqft · built 1999
Lot Size0.294 acres (12,807 sqft)
Owner2 Individual Names on File
Last Sale$1,140,000 (Nov 2021)
Tax Bill$12,482 (2025)
Deeds & MortgagesNov 2021 Sale
Flood ZoneZone AE (high risk)
APN05-45-21-02-00000.0460

Property Details

APN / Parcel Number

Primary APN05-45-21-02-00000.0460
Alternative APNs
  • 21054502000000460
  • 10003730

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,972 sqft Living Area
Gross Area3,380 sqft
1st Floor Area841 sqft
Upper Floors Area842 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,807 sqft (0.294 acres)
Lot Dimensions206 ft deep x 65 ft wide
View / LotBay
Garage TypeCarport
Garage Area152 sqft
CarportCarport
Carport Area152 sqft

Exterior Amenities

PorchFlorida Room
Porch Area1,022 sqft
Deck Area100 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10003730
Street Address4450 HARBOR BEND DR
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSAFETY HARBOR CLUB PB 34 PG 33 LOT 46
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionSAFETY HARBOR CLUB
Legal Tract02
Legal Block1
Legal Lot Number46
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1018
Census Tract80100

Owner

4450 Harbor Bend Dr is owned by two individuals who bought it in November 2021.

Source: Lee County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address16 TURNER DR, GREENWICH, CT 06831-4415
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2021 · Amount on File
Deed SaleNov 23, 2021 · Amount on File
Prior SaleAug 14, 2007 · Amount on File
Deed Document Number2021385388
Prior Transfer DateFeb 21, 2007
Prior Transfer Doc0000253581
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateNov 23, 2021
Property Address4450 HARBOR BEND DR, CAPTIVA, FL 33924
Document Number0000385388
Map ReferenceMB 34 PG 32&33
Instrument DateNov 22, 2021
Instrument2021000385388
Transaction TypeTransfer
Record UpdatedDec 8, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$7,980.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2456 MERCEDES CT, 2456, HARRISBURG, PA 17112-6029

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 TURNER DR, GREENWICH, CT 06831-4415

Tax Assessment & Valuation

The 2025 property tax bill for 4450 Harbor Bend Dr was $12,482, down 25.1% from the year before.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$816,208 (+1%)$1,199,236 (+15.45%) Land $321,143 Building $878,093
2025$12,482.00 (-25.06%)$742,007 (-62.29%)$1,038,777 (-47.21%) Land $536,030 Building $502,747
2024$16,656.00 (+51.32%)$1,967,835 (+125.61%) Land $536,030 Building $1,431,805$1,967,835 (+125.61%) Land $536,030 Building $1,431,805
2023$11,007.00 (+24.26%)$872,216 (+56.46%) Land $242,250 Building $629,966$872,216 (+56.46%) Land $242,250 Building $629,966
2022$8,858.00$557,481 Land $293,600 Building $263,881$557,481 Land $293,600 Building $263,881

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4450 Harbor Bend Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4450 Harbor Bend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor Bend Dr

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