Polk County property record for 4406 Flintlock Loop, Lakeland, FL 33810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,902 sqft · built 2004 |
| Lot Size | 4.99 acres (217,369 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $575,000 (Mar 2021) |
| Tax Bill | $6,028 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage May 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-08-024530-000841 |
| Primary APN | 23-28-08-024530-000841 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,902 sqft Living Area |
| Gross Area | 4,452 sqft |
| 1st Floor Area | 2,202 sqft |
| Upper Floors Area | 1,700 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 217,369 sqft |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 716 sqft |
| Shed | 1 Shed |
| Street Address | 4406 FLINTLOCK LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-0102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | ITCHEPACKESASSA CREEK UNIT 3 PB 67 PG 12 LOT 84 THAT PART DESC AS BEG NW COR LOT 84 RUN N 72 DEG 48 MIN 13 SEC E 138.11 FT S 01 DEG 56 MIN 46 SEC E 347.27 FT W 133.32 FT N 01 DEG 56 MIN 46 SEC W 306.56 FT TO POB & LOTS 84 & 85 THAT PART DESC AS COMM |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | ITCHEPACKESASSA CREEK UNIT THREE |
| Legal Tract | 24530 |
| Legal Block | 4 |
| Legal Lot Number | 84 |
| Legal Unit | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 12001 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4406 FLINTLOCK LOOP, LAKELAND, FL 33810-0102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| May 31, 2019 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA |
| Jan 11, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Nov 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage FRANKLIN AMERICAN MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2021 · Amount on Record |
| Deed Sale | Mar 18, 2021 · Amount on Record |
| Prior Sale | Nov 27, 2017 · Amount on Record |
| Deed Document Number | 202169605 |
| Deed Book / Page | 11628 / 777 |
| Prior Transfer Date | Aug 5, 2010 |
| Prior Transfer Doc | 0000129676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 18, 2021 |
| Property Address | 4406 FLINTLOCK LOOP, LAKELAND, FL 33810-0102 |
| Document Number | 0000069605 |
| Book / Page | 11628 / 777 |
| Map Reference | MB 67 PG 12 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 2021069605 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | GOLDEN RULE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,025.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 ALAFIA ESTATES LN, 114, PLANT CITY, FL 33567-3401 |
| Name | Verified Name |
|---|---|
| Address | 4406 FLINTLOCK LOOP, LAKELAND, FL 33810-0102 |
| Document Number | 0011628779 |
|---|---|
| Date | Mar 18, 2021 |
| Instrument | 11628/779 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4406 FLINTLOCK LOOP, LAKELAND, FL 33810-0102 |
| Document Number | 0109120890 |
| Instrument Date | May 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4406 FLINTLOCK LOOP LAKELAND FL 338100102, LAKELAND, FL 33810-0102 |
| Document Number | 0109120890 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 010912/000890 |
| Instrument | 150957 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | LAKELAND, FL 33801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 18, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 11, 2018 |
| Property Address | 4406 FLINTLOCK LOOP, LAKELAND, FL 33810-0102 |
| Document Number | 0103660760 |
| Book / Page | 010366 / 000760 |
| Instrument Date | Jan 8, 2018 |
| Instrument | 8584 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4406 FLINTLOCK LOOP LAKELAND FL 338100102, LAKELAND, FL 33810-0102 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 27, 2017 |
| Property Address | 4406 FLINTLOCK LOOP, LAKELAND, FL 33810-0102 |
| Document Number | 0103230112 |
| Book / Page | 010323 / 000112 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 226103 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4406 FLINTLOCK LOOP LAKELAND FL 338100102, LAKELAND, FL 33810-0102 |
| Document Number | 103230114 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 010323/000114 |
| Instrument | 226104 |
| Name | FRANKLIN AMERICAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15220 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 26, 2032 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $520,182 (+2.7%) | $715,417 (+10.92%) Land $113,885 Building $601,532 | |
| 2025 | $6,028.00 (-3.83%) Homeowner's exemption | $506,506 (+5.99%) | $644,972 (-2.13%) Land $87,665 Building $557,307 |
| 2023 | $6,268.00 (+2.37%) Homeowner's exemption | $477,894 (+3%) | $659,007 (+14.07%) Land $84,755 Building $574,252 |
| 2022 | $6,123.00 Homeowner's exemption | $463,975 | $577,724 Land $71,113 Building $506,611 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 157 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 157 in force |
| Nearby Flood Claims | 47 (2017–2024) |
| Claims Outside the SFHA | 4 of 47 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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