4430 Cold Spring Rd, Indianapolis, IN 46228 Property Records

Marion County property record for 4430 Cold Spring Rd, Indianapolis, IN 46228

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,127 sqft · built 1958
Lot Size	0.454 acres (19,776 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Jun 2011)
Tax Bill	$3,122 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-06-15-111-010.000-800`

Property Details

APN / Parcel Number

Primary APN	`49-06-15-111-010.000-800`
Alternative APN	`8038410`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,127 sqft Living Area
Gross Area	3,132 sqft
1st Floor Area	2,127 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	19,776 sqft (0.454 acres)
Lot Dimensions	208 ft deep x 95 ft wide
Garage Type	Attached
Garage Area	1,005 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4430 COLD SPRING RD
City	INDIANAPOLIS
State	IN
Zip	46228-3017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	HEAWICH CUL DE SACS L4 EX 5FT N SIDE
Legal Subdivision	HEAWICH CUL DE SACS
Legal Lot Number	4
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	321002

Owner

Source: Marion County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4430 COLD SPRING RD, INDIANAPOLIS, IN 46228-3017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2011 · Amount on Record
Deed Sale	Jun 8, 2011 · Amount on Record
Prior Sale	Oct 13, 2010 · Amount on Record
Deed Document Number	201150231
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4430 COLD SPRING RD, INDIANAPOLIS, IN 46228-3017
Transaction Type	Mortgage
Record Updated	Jun 10, 2026
Title Company	SFB

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023472
Date	Mar 23, 2026
Instrument	A202600023472

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4430 COLD SPRING RD, INDIANAPOLIS, IN 46228-3017
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043576
Date	Apr 30, 2020
Instrument	A202000043576

Lender

Name	MUTUAL OF OMAHA MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Washington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$249,100 (+0.57%) Land $40,100 Building $209,000	$249,100 (+0.57%) Land $40,100 Building $209,000
2024	$3,122.00 (+4.48%)
2023	$2,988.00 (+16.67%)	$247,700 (+20.54%) Land $40,100 Building $207,600	$247,700 (+20.54%) Land $40,100 Building $207,600
2022	$2,561.00 (+26.66%)	$205,500 Land $12,900 Building $192,600	$205,500 Land $12,900 Building $192,600
2021	$2,022.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xiber.

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