4380 Cold Spring Rd, Indianapolis, IN 46228 Property Records

Marion County property record for 4380 Cold Spring Rd, Indianapolis, IN 46228

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,491 sqft · built 1970
Lot Size	0.621 acres (27,051 sqft)
Owner	Individual Name on Record
Tax Bill	$3,501 (2024)
Deeds & Mortgages	Jun 2022 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-06-15-101-003.000-800`

Property Details

APN / Parcel Number

Primary APN	`49-06-15-101-003.000-800`
Alternative APN	`8038489`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,491 sqft Living Area
Gross Area	2,997 sqft
1st Floor Area	2,491 sqft
Upper Floors Area	851 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1996
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	27,051 sqft (0.621 acres)
Lot Dimensions	265 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4380 COLD SPRING RD
City	INDIANAPOLIS
State	IN
Zip	46228-3328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LARSON HIGHLANDS ADD L6
Legal Subdivision	LARSON HIGHLANDS ADD
Legal Lot Number	6
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4003
Census Tract	321002

Owner

Source: Marion County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4380 COLD SPRING RD, INDIANAPOLIS, IN 46228-3328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
May 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE
Apr 18, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2011
Deed Sale	Jun 13, 2011
Prior Sale	Sep 13, 2010
Deed Document Number	201151476
Last Transfer Date	Apr 17, 2018
Transfer Doc	0000038106
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4380 COLD SPRING RD, INDIANAPOLIS, IN 46228-3328
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071994
Date	Jun 24, 2022
Instrument	A202200071994

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2052

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	4380 COLD SPRING RD, INDIANAPOLIS, IN 46228-3328
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047438
Date	May 14, 2018
Instrument	A201800047438

Lender

Name	WATERSTONE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IN
Recording Date	Apr 18, 2018
Property Address	4380 COLD SPRING RD, INDIANAPOLIS, IN 46228-3328
Document Number	0000038106
Instrument Date	Apr 17, 2018
Instrument	38106
Transaction Type	Transfer
Record Updated	Apr 30, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4380 COLD SPRING RD INDIANAPOLIS IN 462283328, INDIANAPOLIS, IN 46228-3328

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Washington Township Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$271,900 (-) Land $44,800 Building $227,100	$271,900 (-) Land $44,800 Building $227,100
2024	$3,501.00 (+3.64%)
2023	$3,378.00 (+4.26%)	$271,900 (+10.89%) Land $44,800 Building $227,100	$271,900 (+10.89%) Land $44,800 Building $227,100
2022	$3,240.00 (+20.45%)	$245,200 Land $34,100 Building $211,100	$245,200 Land $34,100 Building $211,100
2021	$2,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xiber.

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