Franklin County property record for 443 Water Tower Dr, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,862 sqft · built 2005 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,257 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage May 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-5-22.0-4-025-053.360 |
| Primary APN | 17-5-22.0-4-025-053.360 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,862 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 443 WATER TOWER DR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-1168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:18 PARK HILL ESTATES 3 |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 22 |
| Legal Quarter | SE |
| Legal Subdivision | PARK HILL ESTATES |
| Legal Block | 25 |
| Legal Lot Number | 18 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 800603 |
443 Water Tower Dr is owned and occupied by an individual who acquired it in February 2024.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 443 WATER TOWER DR, UNION, MO 63084-1168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2024 | Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION CO LLC |
| May 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage HERITAGE COMMUNITY BANK |
| Oct 29, 2019 | Deed of Trust, Mortgage · Line of Credit LEGENDS BK |
| Jul 2, 2018 | Grant Deed, Construction Loan · Construction Mortgage LEGENDS BK |
| Feb 7, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2024 |
| Deed Sale | Feb 9, 2024 |
| Prior Sale | May 12, 2022 |
| Deed Document Number | 2401540 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 9, 2024 |
| Property Address | 443 WATER TOWER DR, UNION, MO 63084-1168 |
| Document Number | 0002401540 |
| Map Reference | PB P PG 1501 |
| Instrument Date | Feb 6, 2024 |
| Instrument | 2401540 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2024 |
| Title Company | FREEDOM TITLE, REEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 443 WATER TOWER DR, UNION, MO 63084-1168 |
| Document Number | 0002401541 |
|---|---|
| Date | Feb 9, 2024 |
| Instrument | 2401541 |
| Name | DAS ACQUISITION CO LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | May 12, 2022 |
| Property Address | 443 WATER TOWER DR, UNION, MO 63084-1168 |
| Document Number | 0002207726 |
| Map Reference | PB P PG 1501 |
| Instrument Date | May 11, 2022 |
| Instrument | 2207726 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 443 WATER TOWER DR, UNION, MO 63084-1168 |
| Document Number | 0002207727 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 2207727 |
| Name | HERITAGE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 2, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 443 WATER TOWER DR, UNION, MO 63084-1168 |
| Document Number | 0000015094 |
| Instrument Date | Oct 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 443 WATER TOWER DR UNION MO 630841168, UNION, MO 63084-1168 |
| Document Number | 0000015094 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 15094 |
| Name | LEGENDS BK |
|---|---|
| Type | Bank |
| Address | PO BOX 888, LINN, MO 65051-0888 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Nov 3, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jul 2, 2018 |
| Property Address | 443 WATER TOWER DR, UNION, MO 63084-1168 |
| Document Number | 0000009115 |
| Instrument Date | Jun 27, 2018 |
| Instrument | 9115 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 31, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15 PROGRESS DR UNION MO 630844335, UNION, MO 63084-4335 |
| Document Number | 9116 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 9116 |
| Name | LEGENDS BK |
|---|---|
| Type | Bank |
| Address | LINN, MO 65051 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 1, 2019 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 7, 2018 |
| Property Address | 443 WATER TOWER DR, UNION, MO 63084-1168 |
| Document Number | 0000001594 |
| Instrument Date | Feb 5, 2018 |
| Instrument | 1594 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 12, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8800 NW 62ND AVE JOHNSTON IA 501312849, JOHNSTON, IA 50131-2849 |
The 2025 property tax bill for 443 Water Tower Dr was $2,257.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,257.00 | $37,867 | $199,300 Land $25,000 Building $174,300 |
| 2023 | $1,908.00 (-16.64%) | $31,734 | $167,020 Land $25,000 Building $142,020 |
| 2022 | $2,289.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 443 Water Tower Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 443 Water Tower Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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