Franklin County property record for 424 Water Tower Dr, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,104 sqft · built 2003 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,148 (Feb 2022) |
| Tax Bill | $1,784 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-5-22.0-4-025-053.440 |
| Primary APN | 17-5-22.0-4-025-053.440 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Street Address | 424 WATER TOWER DR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-1172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:25 PARK HILL ESTATES 3 |
| Legal Range | 1W |
| Legal Township | 43N |
| Legal Section | 22 |
| Legal Subdivision | PARK HILL ESTATES |
| Legal Lot Number | 25 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 800603 |
424 Water Tower Dr is owned and occupied by two individuals who bought it in February 2022.
Source: Franklin County records, as of November 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 424 WATER TOWER DR, UNION, MO 63084-1172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF WASHINGTON |
| Oct 3, 2018 | Warranty Deed, Transfer BANK OF WA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2022 · Amount on File |
| Deed Sale | Feb 14, 2022 · Amount on File |
| Prior Sale | Oct 3, 2018 · Amount on File |
| Deed Document Number | 20222324 |
| Prior Transfer Date | Feb 8, 2022 |
| Prior Transfer Doc | 0000002324 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 14, 2022 |
| Property Address | 424 WATER TOWER DR, UNION, MO 63084-1172 |
| Document Number | 0002202324 |
| Map Reference | PB P PG1501 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 2202324 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0002202325 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2202325 |
| Name | BANK OF WASHINGTON |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Oct 3, 2018 |
| Property Address | 424 WATER TOWER DR, UNION, MO 63084-1172 |
| Document Number | 0000013768 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 13768 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 424 WATER TOWER DR UNION MO 630841172, UNION, MO 63084-1172 |
| Document Number | 13769 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 13769 |
| Name | BANK OF WA |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 2, 2048 |
The 2025 property tax bill for 424 Water Tower Dr was $1,784.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,784.00 | $29,933 | $157,540 Land $25,000 Building $132,540 |
| 2023 | $1,514.00 (-2.7%) | $25,185 | $132,550 Land $25,000 Building $107,550 |
| 2022 | $1,556.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 424 Water Tower Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 424 Water Tower Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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