Franklin County property record for 439 Water Tower Dr, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,104 sqft · built 2003 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,748 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-5-22.0-4-025-053.350 |
| Primary APN | 17-5-22.0-4-025-053.350 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 439 WATER TOWER DR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-1168 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:17 PARK HILL ESTATES 3 |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 22 |
| Legal Quarter | SE |
| Legal Subdivision | PARK HILL ESTATES |
| Legal Block | 25 |
| Legal Lot Number | 17 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 800603 |
439 Water Tower Dr is owned and occupied by an individual who acquired it in January 2005.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 439 WATER TOWER DR, UNION, MO 63084-1168 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2005 |
| Deed Sale | Jan 13, 2005 |
| Deed Document Number | 2005-01044 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 439 WATER TOWER DR, UNION, MO 63084-1168 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002211573 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 2211573 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 13, 2042 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 439 Water Tower Dr was $1,748.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,748.00 | $29,330 | $154,370 Land $25,000 Building $129,370 |
| 2023 | $1,485.00 (-2.81%) | $24,696 | $129,980 Land $25,000 Building $104,980 |
| 2022 | $1,528.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 439 Water Tower Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 439 Water Tower Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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