443 S Lum Ave, Kerman, CA 93630 Property Records

Fresno County property record for 443 S Lum Ave, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,199 sqft · built 2004
Lot Size	0.186 acres (8,085 sqft)
Owner	2 Individual Names on File
Last Sale	$230,500 (Dec 2004)
Tax Bill	$4,182 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023-641-02S`

Property Details

APN / Parcel Number

Primary APN	`023-641-02S`
Alternative APN	`02364102`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,199 sqft Living Area
1st Floor Area	2,199 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	8,085 sqft (0.186 acres)
Lot Dimensions	105 ft deep x 77 ft wide
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Pool Area	3,520 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	443 S LUM AVE
City	KERMAN
State	CA
Zip	93630-9361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RT LOT 2 TRACT NO 5160
Legal Tract	5160
Legal Lot Number	2
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	2
Census Block	2028
Census Tract	4004

Owner

Source: Fresno County assessment roll, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	443 S LUM AVE, KERMAN, CA 93630-9361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · Line of Credit KINECTA FCU
Jul 5, 2017	Quit Claim Deed, Transfer · Conventional Mortgage KINECTA FCU
Mar 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2004 · Amount on Record
Deed Sale	Dec 30, 2004 · Amount on Record
Deed Document Number	2004291161
Last Transfer Date	Jun 23, 2017
Transfer Doc	0000083083
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	443 S LUM AVE, KERMAN, CA 93630-9361
Document Number	0000084017
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	443 S LUM AVE KERMAN CA 936309361, KERMAN, CA 93630-9361

Mortgage

Document Number	0000084017
Date	Jul 7, 2020
Instrument	84017

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

Interest

Rate Type	Adjustable Rate

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRESNO CA
Recording Date	Jul 5, 2017
Property Address	443 S LUM AVE, KERMAN, CA 93630-9361
Document Number	0000083083
Instrument Date	Jun 23, 2017
Instrument	83083
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	443 S LUM AVE KERMAN CA 936309361, KERMAN, CA 93630-9361

Mortgage

Document Number	83084
Date	Jul 5, 2017
Instrument	83084

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 4, 2042

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRESNO CA
Recording Date	Mar 16, 2017
Property Address	443 S LUM AVE, KERMAN, CA 93630-9361
Document Number	0000033715
Instrument Date	Jan 23, 2017
Instrument	33715
Transaction Type	Transfer
Record Updated	Mar 24, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	443 S LUM AVE KERMAN CA 936309361, KERMAN, CA 93630-9361

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$361,841 (+2%) Land $63,972 Building $297,869
2025	$4,182.00 (+4.71%) Homeowner's exemption	$354,747 (+4.04%) Land $62,718 Building $292,029
2023	$3,994.00 (+1.06%) Homeowner's exemption	$340,974 Land $60,284 Building $280,690
2022	$3,952.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sebastian Enterprises Fiber · DSL	1,000 / 1,000
UnWired Broadband Holding Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S Lum Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures