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431 S Lum Ave, Kerman, CA 93630 Property Records

Fresno County property record for 431 S Lum Ave, Kerman, CA 93630 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,990 sqft · built 2004
Lot Size0.178 acres (7,770 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Jun 2017)
Tax Bill$3,853 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN023-641-03S

Property Details

APN / Parcel Number

Primary APN023-641-03S
Alternative APN
  • 02364103

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,990 sqft Living Area
1st Floor Area1,990 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleL-Shape
Construction TypeFrame
Lot Area7,770 sqft (0.178 acres)
Lot Dimensions105 ft deep x 74 ft wide
Garage Area678 sqft
Parking Spaces2 Parking Spaces
Pool Area1,330 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration

Location & Zoning

Street Address431 S LUM AVE
CityKERMAN
StateCA
Zip93630-9361
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUR RT LOT 3 TRACT NO 5160
Legal SubdivisionTRACT NO 5160
Legal Tract5160
Legal Lot Number3
JurisdictionFRESNO CA
Township / Civil DivisionKERMAN
Census Block Group2
Census Block2028
Census Tract4004

Owner

Source: Fresno County records · APN 023-641-03S

Assessment roll updated August 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address431 S LUM AVE, KERMAN, CA 93630-9361
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jun 23, 2017Grant Deed, Transfer · FHA Mortgage
HOMESERVICES LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2017 · Amount on Record
Deed SaleJun 23, 2017 · Amount on Record
Prior SaleDec 29, 2004 · Amount on Record
Deed Document Number201778531
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address431 S LUM AVE, KERMAN, CA 93630-9361
Transaction TypeMortgage
Record UpdatedJul 21, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 S LUM AVE, KERMAN, CA 93630-9361

Mortgage

Document Number0000060242
DateApr 13, 2021
Instrument2021-0060242
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFRESNO CA
Recording DateJun 23, 2017
Property Address431 S LUM AVE, KERMAN, CA 93630-9361
Document Number0000078531
Instrument DateMay 30, 2017
Instrument78531
Transaction TypeTransfer
Record UpdatedJul 03, 2017
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$302.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 S LUM AVE KERMAN CA 936309361, KERMAN, CA 93630-9361

Mortgage

Document Number78532
DateJun 23, 2017
Instrument78532
Lender
NameHOMESERVICES LNDG
AddressWEST DES MOINES, IA 50266
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 22, 2047

Tax Assessment & Valuation

Source: Fresno County records · Assessment roll updated August 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityKerman City
Unified School DistrictKerman Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$325,536 (+2%) Land $71,024 Building $254,512
2025$3,853.00 (+4.64%)$319,154 (+4.04%) Land $69,632 Building $249,522
2023$3,682.00 (+1.04%)$306,763 Land $66,929 Building $239,834
2022$3,644.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fresno County (06019C), updated April 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060190040042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 637 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Sebastian EnterprisesFiber1,000 / 1,000
UnWired Broadband HoldingFixed Wireless (unlicensed)1,000 / 1,000
Sebastian EnterprisesDSL100 / 25
Cal.netFixed Wireless (licensed-by-rule)100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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