391 S Lum Ave, Kerman, CA 93630 Property Records

Fresno County property record for 391 S Lum Ave, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,876 sqft · built 2005
Lot Size	0.178 acres (7,770 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Sep 2017)
Tax Bill	$3,650 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-651-01S`

Property Details

APN / Parcel Number

Primary APN	`023-651-01S`
Alternative APN	`02365101`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,876 sqft Living Area
1st Floor Area	1,876 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	7,770 sqft (0.178 acres)
Lot Dimensions	105 ft deep x 74 ft wide
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	391 S LUM AVE
City	KERMAN
State	CA
Zip	93630-9360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RT LOT 5 TRACT NO 5160
Legal Subdivision	TRACT NO 5160
Legal Tract	5160
Legal Lot Number	5
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	2
Census Block	2028
Census Tract	4004

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	391 S LUM AVE, KERMAN, CA 93630-9360
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Sep 27, 2017	Grant Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2017 · Amount on Record
Deed Sale	Sep 27, 2017 · Amount on Record
Prior Sale	Jan 7, 2005 · Amount on Record
Deed Document Number	2017122550
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	391 S LUM AVE, KERMAN, CA 93630-9360
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	391 S JLUM AVE, KERMAN, CA 93630

Mortgage

Document Number	0000041081
Date	Mar 11, 2021
Instrument	2021-0041081

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Sep 27, 2017
Property Address	391 S LUM AVE, KERMAN, CA 93630-9360
Document Number	0000122550
Map Reference	VOL 69 PG 51&52
Instrument Date	Aug 10, 2017
Instrument	2017-0122550
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	FIRST AMERICAN TITLE FRESNO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	391 S LUM AVE, KERMAN, CA 93630-9360

Mortgage

Document Number	0000122551
Date	Sep 27, 2017
Instrument	2017-0122551

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,547 (+2%) Land $92,262 Building $215,285
2025	$3,650.00 (+4.64%)	$301,517 (+4.04%) Land $90,453 Building $211,064
2023	$3,488.00 (+1.07%)	$289,811 Land $86,942 Building $202,869
2022	$3,451.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kerman Telephone Fiber · DSL	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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