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443 Ruby Lake Pl, Winter Haven, FL 33884 Property Records

Polk County property record for 443 Ruby Lake Pl, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage2,318 sqft Living Area
Lot Size10,311 sqft (0.237 acres)
OccupancyOwner Occupied
Last Sale$275,000 (2017)
Tax Bill$3,845.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-856606-001490
Alternative APNs
  • 072927856606001490
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,318 sqft Living Area
Gross Area3,003 sqft Gross Area
1st Floor2,318 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,311 sqft (0.237 acres)
Depth X Width125 ft x 82 ft Depth x Width
Garage TypeAttached Garage
Garage Area484 sqft Garage
Pool Area392 sqft Pool
Porch Area250 sqft Porch

Location & Zoning

Street Address443 RUBY LAKE PL
CityWINTER HAVEN
StateFL
Zip33884-3273
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE FIVE PB 108 PGS 45 & 46 LOT 149
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE FIVE
Legal Phase5
Legal Tract856606
Legal Block1
Legal Lot Number149
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1037
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-856606-001490

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address443 RUBY LAKE PL, WINTER HAVEN, FL 33884-3273
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 06, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MORTGAGE FIRM
Apr 12, 2017Warranty Deed, Transfer
THE MTG FIRM

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 12, 2017 · Amount on Record
Deed SaleApr 12, 2017 · Amount on Record
Prior SaleNov 16, 2012 · Amount on Record
Deed Doc Number201769968
Deed Book / Page10117 / 747
Prior Transfer DateDec 05, 2014
Prior Transfer Doc0000209583
Record RefreshedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address443 RUBY LAKE PL, WINTER HAVEN, FL 33884-3273
Document Number0109751165
Instrument DateSep 06, 2019
Transaction TypeMortgage
Record UpdatedOct 01, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address443 RUBY LAKE PL WINTER HAVEN FL 338843273, WINTER HAVEN, FL 33884-3273

Mortgage

Document Number0109751165
DateSep 17, 2019
Book Page010975/001165
Instrument196276
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2049

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 12, 2017
Property Address443 RUBY LAKE PL, WINTER HAVEN, FL 33884-3273
Document Number0101170747
Book / Page010117 / 000747
Instrument DateApr 10, 2017
Instrument69968
Transaction TypeTransfer
Record UpdatedMar 19, 2018
Title CompanyEXCLUSIVE TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address443 RUBY LAKE PL WINTER HAVEN FL 338843273, WINTER HAVEN, FL 33884-3273

Mortgage

Document Number101170749
DateApr 12, 2017
Book Page010117/000749
Instrument69969
Lender
NameTHE MTG FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
AmountAmount Recorded
Term360 Months
DueApr 11, 2047

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,845.00 (+5.92%) Homeowner's exemption$249,128 (+5.99%)$357,884 (+2.31%) Land $76,000 Building $281,884
2023$3,630.00 (+2.89%) Homeowner's exemption$235,055 (+3%)$349,806 (+13.5%) Land $74,000 Building $275,806
2022$3,528.00 Homeowner's exemption$228,209$308,191 Land $62,000 Building $246,191

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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