433 Ruby Lake Pl, Winter Haven, FL 33884 Property Records

Polk County property record for 433 Ruby Lake Pl, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	2,023 sqft Living Area
Lot Size	13,835 sqft (0.318 acres)
Occupancy	Owner Occupied
Last Sale	$157,500 (2000)
Tax Bill	$2,809.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-29-07-856606-001540`
Alternative APNs	`072927856606001540` `72927000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,023 sqft Living Area
Gross Area	2,548 sqft Gross Area
1st Floor	2,023 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	13,835 sqft (0.318 acres)
Garage Type	Attached Garage
Garage Area	525 sqft Garage
Pool Area	392 sqft Pool
Porch Area	216 sqft Porch

Location & Zoning

Street Address	433 RUBY LAKE PL
City	WINTER HAVEN
State	FL
Zip	33884-3273
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RUBY LAKE PHASE FIVE PB 108 PGS 45 & 46 LOT 154
Legal Range	27E
Legal Township	29S
Legal Section	07
Legal Subdivision	RUBY LAKE PHASE FIVE
Legal Phase	5
Legal Tract	856606
Legal Block	1
Legal Lot Number	154
Jurisdiction	POLK FL
Minor Civil Division	LAKE WALES
Census Blockgroup	1
Census Block	1037
Census Tract	14401

Owner

Source: Polk County records · APN 27-29-07-856606-001540

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	433 RUBY LAKE PL, WINTER HAVEN, FL 33884-3273
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 15, 2000 · Amount on Record
Deed Sale	Aug 15, 2000 · Amount on Record
Prior Sale	Mar 02, 2000 · Amount on Record
Deed Book / Page	4513 / 491
Last Transfer Date	Aug 28, 2025
Transfer Doc	0000208871
Record Refreshed	Sep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Sep 08, 2025
Property Address	433 RUBY LAKE PL, WINTER HAVEN, FL 33884-3273
Document Number	0000208871
Book / Page	13688 / 1113
Map Reference	MB 108 PG 45&46
Instrument Date	Aug 28, 2025
Instrument	2025208871
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 RUBY LAKE PL, WINTER HAVEN, FL 33884-3273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 RUBY LAKE PL, WINTER HAVEN, FL 33884-3273

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,809.00 (+3.42%) Homeowner's exemption	$198,691 (+2.9%)	$330,105 (-0.3%) Land $76,000 Building $254,105
2024	$2,716.00 (+3%) Homeowner's exemption	$193,091 (+3%)	$331,087 (+3.74%) Land $76,000 Building $255,087
2023	$2,637.00 (-0.11%) Homeowner's exemption	$187,467 (+3%)	$319,139 (+13.84%) Land $74,000 Building $245,139
2022	$2,640.00 Homeowner's exemption	$182,007	$280,346 Land $62,000 Building $218,346

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.