Polk County property record for 441 Ruby Lake Pl, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,022 sqft Living Area |
| Lot Size | 10,067 sqft (0.231 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $420,000 (2022) |
| Tax Bill | $5,155.00 (2025) |
| Primary APN | 27-29-07-856606-001500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,022 sqft Living Area |
| Gross Area | 2,701 sqft Gross Area |
| 1st Floor | 2,022 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,067 sqft (0.231 acres) |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Pool Area | 288 sqft Pool |
| Porch Area | 253 sqft Porch |
| Street Address | 441 RUBY LAKE PL |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3273 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUBY LAKE PHASE FIVE PB 108 PGS 45 & 46 LOT 150 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | RUBY LAKE PHASE FIVE |
| Legal Phase | 5 |
| Legal Tract | 856606 |
| Legal Block | 1 |
| Legal Lot Number | 150 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKE WALES |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 14401 |
Source: Polk County records · APN 27-29-07-856606-001500
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 RUBY LAKE PL, WINTER HAVEN, FL 33884-3273 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2022 · Amount on Record |
| Deed Sale | Oct 27, 2022 · Amount on Record |
| Prior Sale | Aug 12, 2011 · Amount on Record |
| Deed Doc Number | 2022283164 |
| Deed Book / Page | 12464 / 935 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 27, 2022 |
| Property Address | 441 RUBY LAKE PL, WINTER HAVEN, FL 33884-3273 |
| Document Number | 0000283164 |
| Book / Page | 12464 / 935 |
| Map Reference | MB 108 PG 45&46 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 2022283164 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2022 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,940.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11 HICKORY WAY, 11, WINTER HAVEN, FL 33881-9204 |
| Name | Verified Name |
|---|---|
| Address | 441 RUBY LAKE PL, WINTER HAVEN, FL 33884-3273 |
| Document Number | 0012464937 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 12464/937 |
| Name | LANDMARK MORTGAGE & ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,155.00 (+5.68%) | $319,159 (+5.99%) | $352,075 (+0.04%) Land $76,000 Building $276,075 |
| 2023 | $4,878.00 (+90.47%) Homeowner's exemption | $301,130 (+69.78%) | $351,951 (+27.2%) Land $74,000 Building $277,951 |
| 2022 | $2,561.00 Homeowner's exemption | $177,369 | $276,695 Land $62,000 Building $214,695 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures