443 Hammock Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 443 Hammock Dr, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,956 sqft · built 1987
Lot Size	0.335 acres (14,584 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (May 2019)
Tax Bill	$4,161 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-7060-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-7060-6`
Alternative APNs	`12-28-15-35366-000-1470` `281512353660001470` `152812353660001470` `R128242`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,956 sqft Living Area
Gross Area	3,027 sqft
1st Floor Area	1,956 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,584 sqft (0.335 acres)
Lot Dimensions	179 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	494 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R128242
Street Address	443 HAMMOCK DR
City	PALM HARBOR
State	FL
Zip	34683-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HAMMOCKS, THE UNIT II LOT 147
Legal Range	15E
Legal Township	28S
Legal Section	12
Legal Subdivision	HAMMOCKS, THE UNIT II
Legal Tract	35366
Legal Lot Number	147
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3009
Census Tract	27208

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	443 HAMMOCK DR, PALM HARBOR, FL 34683-6112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 1, 2022	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 12, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Jul 1, 2020	Deed of Trust, Mortgage · VA Mortgage ORION LNDG
May 23, 2019	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	May 7, 2014 · Amount on Record
Deed Document Number	2019163370
Deed Book / Page	20550 / 2245
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	443 HAMMOCK DR, PALM HARBOR, FL 34683-6112
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 HAMMOCK DR, PALM HARBOR, FL 34683-6112

Mortgage

Document Number	0227070291
Date	Feb 15, 2024
Book Page	22707/291
Instrument	2024038954

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Mar 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	443 HAMMOCK DR, PALM HARBOR, FL 34683-6112
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 HAMMOCK DR, PALM HARBOR, FL 34683-6112

Mortgage

Document Number	0219130766
Date	Feb 1, 2022
Book Page	21913/766
Instrument	2022031619

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	443 HAMMOCK DR, PALM HARBOR, FL 34683-6112
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 HAMMOCK DR, PALM HARBOR, FL 34683-6112

Mortgage

Document Number	0214800296
Date	Apr 12, 2021
Book Page	21480/296
Instrument	2021118346

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	443 HAMMOCK DR, PALM HARBOR, FL 34683-6112
Document Number	0210850690
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	443 HAMMOCK DR PALM HARBOR FL 346836112, PALM HARBOR, FL 34683-6112

Mortgage

Document Number	0210850690
Date	Jul 20, 2020
Book Page	021085/000690
Instrument	214521

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 23, 2019
Property Address	443 HAMMOCK DR, PALM HARBOR, FL 34683-6112
Document Number	0205502245
Book / Page	020550 / 002245
Instrument Date	May 14, 2019
Instrument	163370
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1973 LAURELWOOD LN DUNEDIN FL 346982918, DUNEDIN, FL 34698-2918

Mortgage

Document Number	205502247
Date	May 23, 2019
Book Page	020550/002247
Instrument	163371

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,161.00 (+7.69%) Homeowner's exemption Veteran's exemption	$266,645 (+5.99%)	$520,639 (+5.98%) Land $166,226 Building $354,413
2023	$3,864.00 (+3.12%) Homeowner's exemption Veteran's exemption	$251,583 (+3%)	$491,280 (+12.27%) Land $211,476 Building $279,804
2022	$3,747.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$244,255	$437,588 Land $226,321 Building $211,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	5 (2001–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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