415 Hammock Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 415 Hammock Dr, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,893 sqft · built 1987
Lot Size	0.256 acres (11,169 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jan 2005)
Tax Bill	$4,383 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-7062-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-7062-2`
Alternative APNs	`12-28-15-35366-000-1490` `281512353660001490` `152812353660001490` `R128244`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,893 sqft Living Area
Gross Area	2,678 sqft
1st Floor Area	1,893 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,169 sqft (0.256 acres)
Lot Dimensions	133 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	365 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R128244
Street Address	415 HAMMOCK DR
City	PALM HARBOR
State	FL
Zip	34683-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HAMMOCKS, THE UNIT II LOT 149
Legal Range	15E
Legal Township	28S
Legal Section	12
Legal Subdivision	HAMMOCKS, THE UNIT II
Legal Tract	35366
Legal Lot Number	149
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3009
Census Tract	27208

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 HAMMOCK DR, PALM HARBOR, FL 34683-6112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Deed of Trust · Conventional Mortgage QUICKEN LNS
Apr 27, 2017	Quit Claim Deed, Transfer · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2005 · Amount on Record
Deed Sale	Jan 3, 2005 · Amount on Record
Prior Sale	Jul 11, 2003 · Amount on Record
Deed Document Number	2005276
Deed Book / Page	14037 / 36
Transfer Doc	0209491725
Record Updated	Jun 8, 2026

March 2020: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	415 HAMMOCK DR, PALM HARBOR, FL 34683-6112
Document Number	0209491725
Instrument Date	Mar 12, 2020
Record Updated	May 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 HAMMOCK DR PALM HARBOR FL 346836112, PALM HARBOR, FL 34683-6112

Mortgage

Document Number	0209491725
Date	Apr 2, 2020
Book Page	020949/001725
Instrument	110685

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 27, 2017
Property Address	415 HAMMOCK DR, PALM HARBOR, FL 34683-6112
Document Number	0196061194
Book / Page	019606 / 001194
Instrument Date	Apr 21, 2017
Instrument	129844
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 HAMMOCK DR PALM HARBOR FL 346836112, PALM HARBOR, FL 34683-6112

Mortgage

Document Number	196061198
Date	Apr 27, 2017
Book Page	019606/001198
Instrument	129845

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,383.00 (+3.37%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$284,713 (+5.99%)	$474,749 (+16.31%) Land $150,905 Building $323,844
2024	$4,240.00 (+1.65%)
2023	$4,171.00 (+1.04%) Homeowner's exemption Disabled Person's exemption	$268,630 (+3%)	$408,167 (+8.87%) Land $181,436 Building $226,731
2022	$4,128.00 Homeowner's exemption Disabled Person's exemption	$260,806	$374,898 Land $197,487 Building $177,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	5 (2001–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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