388 Hammock Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 388 Hammock Dr, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,868 sqft · built 1986
Lot Size0.321 acres (14,000 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (May 2018)
Tax Bill$5,124 (2025)
Deeds & MortgagesJun 2021 Mortgage
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-741-7025-9

Property Details

APN / Parcel Number

Primary APNC62-000-741-7025-9
Alternative APNs
  • 12-28-15-35366-000-0480
  • 281512353660000480
  • 152812353660000480
  • R128207

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,868 sqft Living Area
Gross Area2,595 sqft
1st Floor Area1,868 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions100 ft deep x 88 ft wide
View / LotPond
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area15 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR128207
Street Address388 HAMMOCK DR
CityPALM HARBOR
StateFL
Zip34683-6109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionHAMMOCKS, THE UNIT II LOT 48
Legal Range15E
Legal Township28S
Legal Section12
Legal SubdivisionHAMMOCKS, THE UNIT II
Legal Tract35366
Legal Lot Number48
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1001
Census Tract27208

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address388 HAMMOCK DR, PALM HARBOR, FL 34683-6109
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
May 29, 2018Warranty Deed, Transfer · Conventional Mortgage
CITIBANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2018 · Amount on Record
Deed SaleMay 29, 2018 · Amount on Record
Prior SaleMay 31, 2005 · Amount on Record
Deed Document Number2018168668
Deed Book / Page20067 / 282
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address388 HAMMOCK DR, PALM HARBOR, FL 34683-6109
Transaction TypeMortgage
Record UpdatedJul 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address388 HAMMOCK DR, PALM HARBOR, FL 34683-6109

Mortgage

Document Number0216051419
DateJun 30, 2021
Book Page21605/1419
Instrument2021215866
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2041

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 29, 2018
Property Address388 HAMMOCK DR, PALM HARBOR, FL 34683-6109
Document Number0200670282
Book / Page20067 / 0282
Map ReferenceMB 88 PG 28
Instrument DateMay 22, 2018
Instrument2018168668
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyWOLLINKA WIKIE TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address938 LEXINGTON DR, 938, DUNEDIN, FL 34698-8215

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address388 HAMMOCK DR, PALM HARBOR, FL 34683-6109

Mortgage

Document Number2018168669
DateMay 29, 2018
Instrument2018168669
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,124.00 (+49.56%) Homeowner's exemption$314,982 (+41.76%)$444,671 (+32.8%) Land $149,612 Building $295,059
2023$3,426.00 (+3.16%) Homeowner's exemption$222,191 (+3%)$334,836 (+12.79%) Land $183,050 Building $151,786
2022$3,321.00 Homeowner's exemption$215,719$296,859 Land $191,079 Building $105,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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