443 E Elm St, Winchester, IN 47394 Property Records

Randolph County property record for 443 E Elm St, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1950
Lot Size	0.172 acres (7,500 sqft)
Owner	Company Name on Record
Last Sale	$15,621 (Dec 2019)
Tax Bill	$920 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Dec 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`021-02499-00`

Property Details

APN / Parcel Number

Primary APN	`021-02499-00`
Alternative APNs	`68-09-21-352-023.000-021` `00000019089`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00000019089
Street Address	443 E ELM ST
City	WINCHESTER
State	IN
Zip	47394-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ENGLE MARKLE ADD LOT 75
Legal Subdivision	ENGLE AND MARKLES ADDITION
Legal Lot Number	75
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	3
Census Block	3030
Census Tract	951700

Owner

Source: Randolph County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	112 S MERIDIAN ST, WINCHESTER, IN 47394-1809
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · Commercial Mortgage MERCHANTS BANK OF INDIANA
Dec 20, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	Nov 5, 2012 · Amount on Record
Deed Document Number	20195060
Prior Transfer Date	Nov 21, 2019
Prior Transfer Doc	0020195060
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IN
Property Address	443 E ELM ST, WINCHESTER, IN 47394-2211
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 MERIDIAN STREET, WINCHESTER, IN 47394-1809
Investor	Possibly a Property Investor

Mortgage

Document Number	0020200220
Date	Jan 21, 2020
Instrument	20200220

Lender

Name	MERCHANTS BANK OF INDIANA
Type	Bank
Address	LYNN, IN 47355

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 2, 2035

Interest

Rate Type	Adjustable Rate

December 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	RANDOLPH IN
Recording Date	Dec 20, 2019
Property Address	443 E ELM ST, WINCHESTER, IN 47394-2211
Document Number	0020195060
Instrument Date	Nov 21, 2019
Instrument	20195060
Transaction Type	Foreclosure
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 S MERIDIAN ST, WINCHESTER, IN 47394-1809
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$920.00 (+25.34%)	$48,100 (+31.06%) Land $2,100 Building $46,000	$48,100 (+31.06%) Land $2,100 Building $46,000
2024	$734.00 (+1.66%)
2023		$36,700 (+1.66%) Land $4,900 Building $31,800	$36,700 (+1.66%) Land $4,900 Building $31,800
2022	$722.00 (-23.76%)	$36,100 Land $4,900 Building $31,200	$36,100 Land $4,900 Building $31,200
2021	$947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2005–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
NLBC Fixed Wireless · Fiber in parts of the area	1,000 / 200
Verizon Fixed Wireless	300 / 20

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