4425 Locust St, Roca, NE 68430 Property Records

Lancaster County property record for 4425 Locust St, Roca, NE 68430

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,704 sqft · built 1953
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Tax Bill	$3,739 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-17-313-002-000`

Property Details

APN / Parcel Number

Primary APN	`15-17-313-002-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,704 sqft Living Area
1st Floor Area	1,112 sqft
2nd Floor Area	592 sqft
Upper Floors Area	592 sqft
Basement Area	1,112 sqft

Exterior

Year Built	Built 1953
Architectural Style	Other
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	4425 LOCUST ST
City	ROCA
State	NE
Zip	68430-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	KEYS (W E) SECOND ADDITION TO ROCA, BLOCK 4, LOT 3
Legal Subdivision	KEYS (W E) SECOND ADDITION
Legal Block	4
Legal Lot Number	3
Jurisdiction	LANCASTER NE
Township / Civil Division	SALTILLO
Census Block Group	2
Census Block	2039
Census Tract	10401

Owner

Source: Lancaster County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 45, ROCA, NE 68430-0045
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage BANK OF KAMPSVILLE
Aug 14, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANK OF KAMPSVILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 23, 2023
Transfer Doc	0000018126
Record Updated	Jun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER NE
Recording Date	Jun 23, 2023
Property Address	4425 LOCUST ST, ROCA, NE 68430-4708
Document Number	0000018126
Instrument Date	Jun 21, 2023
Instrument	2023018126
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000018129
Date	Jun 23, 2023
Instrument	2023018129

Lender

Name	BANK OF KAMPSVILLE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	4425 LOCUST ST, ROCA, NE 68430-4708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHARTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033778
Date	Aug 14, 2017
Instrument	2017033778

Lender

Name	BANK OF KAMPSVILLE
Type	Bank
Address	ROCA, NE 68430

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Roca Village
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,739.00 (+35.32%)	$223,200 (+36.93%) Land $28,100 Building $195,100	$223,200 (+36.93%) Land $28,100 Building $195,100
2023	$2,763.00 (-8.66%)	$163,000 (+6.89%) Land $25,900 Building $137,100	$163,000 (+6.89%) Land $25,900 Building $137,100
2022	$3,025.00	$152,500 Land $22,700 Building $129,800	$152,500 Land $22,700 Building $129,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 72% of Nebraska
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROCA serves 222 people · EPA ID NE3110906
Water Source	Purchased groundwater from LANCASTER CO RWD 1
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2020
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Big Red Communications Fixed Wireless	200 / 100
Windstream DSL · Fiber, Fixed Wireless in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130
Diode Cable Company Fixed Wireless	10 / 1

May also be available: AT&T, Nextlink, Rise Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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