4226 Locust St, Roca, NE 68430 Property Records

Lancaster County property record for 4226 Locust St, Roca, NE 68430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,314 sqft · built 1998
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Oct 2014)
Tax Bill	$4,409 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-17-304-007-000`

Property Details

APN / Parcel Number

Primary APN	`15-17-304-007-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,314 sqft
Basement Area	1,314 sqft

Exterior

Year Built	Built 1998
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	4226 LOCUST ST
City	ROCA
State	NE
Zip	68430-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ROCA, BLOCK 2, LOT 9 - 10
Legal Subdivision	ROCA
Legal Block	2
Legal Lot Number	9-10 10
Jurisdiction	LANCASTER NE
Township / Civil Division	SALTILLO
Census Block Group	2
Census Block	2034
Census Tract	10401

Owner

Source: Lancaster County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4226 LOCUST ST, ROCA, NE 68430-4706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Jul 12, 2017	Deed of Trust, Mortgage · Line of Credit GREAT WSTRN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2014 · Amount on Record
Deed Sale	Oct 27, 2014 · Amount on Record
Prior Sale	Oct 27, 2014 · Amount on Record
Deed Document Number	0000041493
Last Transfer Date	Apr 4, 2022
Transfer Doc	0000014607
Record Updated	Jun 8, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER NE
Recording Date	Apr 4, 2022
Property Address	4226 LOCUST ST, ROCA, NE 68430-4706
Document Number	0000014607
Instrument Date	Nov 24, 2021
Instrument	2022014607
Transaction Type	Transfer
Record Updated	Dec 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4226 LOCUST ST, ROCA, NE 68430-4706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4226 LOCUST ST, ROCA, NE 68430-4706

Mortgage

Document Number	0000014608
Date	Apr 4, 2022
Instrument	2022014608

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	236 Months
Due	Dec 1, 2041

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	4226 LOCUST ST, ROCA, NE 68430-4706
Document Number	0000029738
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4226 LOCUST ST LINCOLN NE 685161167, LINCOLN, NE 68516-1167

Mortgage

Document Number	0000029738
Date	Jul 19, 2017
Instrument	29738

Lender

Name	GREAT WSTRN BK
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 18, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Roca Village
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,409.00 (+17.67%)	$263,200 (+19.1%) Land $39,800 Building $223,400	$263,200 (+19.1%) Land $39,800 Building $223,400
2023	$3,747.00	$221,000 Land $36,700 Building $184,300	$221,000 Land $36,700 Building $184,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROCA serves 222 people · EPA ID NE3110906
Water Source	Purchased groundwater from LANCASTER CO RWD 1
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2020
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Big Red Communications Fixed Wireless	200 / 100
Windstream DSL · Fiber, Fixed Wireless in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130
Diode Cable Company Fixed Wireless	10 / 1

May also be available: AT&T, Nextlink, Rise Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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