4400 Locust St, Roca, NE 68430 Property Records

Lancaster County property record for 4400 Locust St, Roca, NE 68430

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 777 sqft · built 1900
Lot Size	0.326 acres (14,200 sqft)
Owner	Company Name on Record
Last Sale	$35,000 (Jul 2020)
Tax Bill	$1,322 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-17-309-004-000`

Property Details

APN / Parcel Number

Primary APN	`15-17-309-004-000`
Alternative APN	`55291`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	777 sqft Living Area
Gross Area	1,108 sqft
1st Floor Area	777 sqft
Basement Area	212 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	14,200 sqft (0.326 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Glass Porch
Porch Area	119 sqft
Deck Area	156 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4400 LOCUST ST
City	ROCA
State	NE
Zip	68430-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	KEYS (W E) ADDITION TO ROCA, BLOCK 2, LOT 7 - 8
Legal Subdivision	KEYS
Legal Block	2
Legal Lot Number	7-8
Jurisdiction	LANCASTER NE
Township / Civil Division	SALTILLO
Census Block Group	2
Census Block	2036
Census Tract	10401

Owner

Source: Lancaster County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4400 LOCUST ST, ROCA, NE 68430-4708
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Warranty Deed, Transfer · Commercial Mortgage CATTLE BANK & TRUST
Sep 3, 2020	Deed of Trust, Mortgage · Line of Credit CORNHUSKER BANK
Jul 21, 2020	Warranty Deed, Transfer CHARTER TITLE CORPORATION, CHARTER TITLE AGENCY
Apr 21, 2017	Loan Modification, Mortgage · Conventional Mortgage FIRST ST BK NEBRASKA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	202034147
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Jan 27, 2026
Property Address	4400 LOCUST ST, ROCA, NE 68430-4708
Document Number	0000002779
Instrument Date	Jan 27, 2026
Instrument	2026002779
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6106 MAPLEVIEW DR, LINCOLN, NE 68512-4814

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004322
Date	Jan 27, 2026
Instrument	2026004322

Lender

Name	CATTLE BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	4400 LOCUST ST, ROCA, NE 68430-4708
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044777
Date	Sep 3, 2020
Instrument	2020044777

Lender

Name	CORNHUSKER BANK
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Jul 21, 2020
Property Address	4400 LOCUST ST, ROCA, NE 68430-4708
Document Number	0000034147
Instrument Date	Jul 13, 2020
Instrument	34147
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	CHARTER TITLE CORPORATION, CHARTER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$79.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4400 LOCUST ST ROCA NE 684304708, ROCA, NE 68430-4708

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANCASTER NE
Property Address	4400 LOCUST ST, ROCA, NE 68430-4708
Document Number	0000015948
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 33 ROCA NE 684300033, ROCA, NE 68430-0033

Mortgage

Document Number	0000015948
Date	Apr 21, 2017
Instrument	15948

Lender

Name	FIRST ST BK NEBRASKA
Type	Bank
Address	HICKMAN, NE 68372

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Roca Village
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,322.00 (-28.54%)	$108,900 (-0.18%) Land $46,800 Building $62,100	$108,900 (-0.18%) Land $46,800 Building $62,100
2023	$1,850.00	$109,100 Land $43,200 Building $65,900	$109,100 Land $43,200 Building $65,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 72% of Nebraska
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROCA serves 222 people · EPA ID NE3110906
Water Source	Purchased groundwater from LANCASTER CO RWD 1
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2020
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Big Red Communications Fixed Wireless	200 / 100
Windstream DSL · Fiber, Fixed Wireless in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130
Diode Cable Company Fixed Wireless	10 / 1

May also be available: AT&T, Nextlink, Rise Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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