4423 Memory Ln, Adams, TN 37010 Property Records

Montgomery County property record for 4423 Memory Ln, Adams, TN 37010

Property Summary

Property Type	Single Family Home
Details	2,588 sqft · built 2014
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Jun 2024)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`86B C 21.00`

Property Details

APN / Parcel Number

Primary APN	`86B C 21.00`
Alternative APNs	`086B C 02100 000` `401151`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,588 sqft Living Area
Gross Area	3,554 sqft
1st Floor Area	1,297 sqft
Upper Floors Area	1,291 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Type	Attached
Garage Area	578 sqft
Driveway	Driveway
Driveway Area	168 sqft
Porch	Patio
Porch Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4423 MEMORY LN
City	ADAMS
State	TN
Zip	37010-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIVISION: MEADOWLAND BLOCK:2 LOT:34 PLAT BOOK: F PLAT PAGE: 1122 SPLIT OFF 86-5.01 T-13
Legal Subdivision	MEADOWLAND
Legal Block	2
Legal Lot Number	34
Jurisdiction	MONTGOMERY TN
Township / Civil Division	3
Census Block Group	1
Census Block	1008
Census Tract	101807

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4423 MEMORY LN, ADAMS, TN 37010-1402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 2, 2022	Correction Deed TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SERVICE LLC
Jun 28, 2021	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
May 13, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Prior Sale	Jun 28, 2021 · Amount on Record
Deed Document Number	20241462375
Deed Book / Page	2372 / 1357
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	4423 MEMORY LN, ADAMS, TN 37010-1402
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4423 MEMORY LN, ADAMS, TN 37010-1402

Mortgage

Document Number	002472/654
Date	Jan 6, 2026
Book Page	2472/654
Instrument	1528222

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Oct 1, 2054

November 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Nov 2, 2022
Property Address	4423 MEMORY LN, ADAMS, TN 37010-1402
Document Number	002262/579
Book / Page	2262 / 579
Instrument Date	Nov 1, 2022
Instrument	1403171
Record Updated	Apr 19, 2024
Title Company	TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SERVICE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Jun 28, 2021
Property Address	4423 MEMORY LN, ADAMS, TN 37010-1402
Document Number	002108/531
Book / Page	2108 / 531
Map Reference	PL F PG 1122
Instrument Date	Jun 21, 2021
Instrument	1324092
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,616.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4423 MEMORY LN, ADAMS, TN 37010-1402

Mortgage

Document Number	0001324093
Date	Jun 28, 2021
Instrument	1324093

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	May 13, 2019
Property Address	4423 MEMORY LN, ADAMS, TN 37010-1402
Document Number	0001206985
Book / Page	001880 / 000890
Instrument Date	May 10, 2019
Instrument	1206985
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	FREEDOM TITLE SERVICES, FREEDOM TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,276.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4423 MEMORY LN ADAMS TN 370101402, ADAMS, TN 37010-1402

Mortgage

Document Number	1206986
Date	May 13, 2019
Book Page	001880/000892
Instrument	1206986

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,342.00	$110,675 (-0.74%)	$442,700 (-0.74%) Land $76,000 Building $366,700
2024	$2,342.00 (-4.45%)	$111,500 (+36.02%)	$446,000 (+36.02%) Land $76,000 Building $370,000
2023	$2,451.00	$81,975 (-)
2022	$2,451.00	$81,975	$327,900 Land $53,500 Building $274,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MONTGOMERY U.D. serves 18,382 people · EPA ID TN0000218
Water Source	Purchased surface water from CUNNINGHAM EAST-MONTG WTP
Last State Inspection	Dec 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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