Saginaw County property record for 4420 N Hemlock Rd, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,565 sqft · built 1968 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,725 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-03-2010-000 |
| Primary APN | 22-12-2-03-2010-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,565 sqft Living Area |
| 1st Floor Area | 1,565 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 25 sqft |
| Deck Area | 448 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4420 N HEMLOCK RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | N 165 FT OF S 430 FT OF W 264 FT OF SW 1/4 OF NW FRL 1/4 1 ACRE SEC 3 T12N R2E |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 03 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12100 |
4420 N Hemlock Rd is owned and occupied by two individuals who acquired it in April 2021.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4420 N HEMLOCK RD, HEMLOCK, MI 48626-9687 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 5, 2021 |
| Transfer Doc | 2021013892 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Apr 13, 2021 |
| Property Address | 4420 N HEMLOCK RD, HEMLOCK, MI 48626-9687 |
| Document Number | 2021013892 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 2021013892 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TTL AGECNY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4420 N HEMLOCK RD, HEMLOCK, MI 48626-9687 |
| Document Number | 2021013893 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021013893 |
| Name | HEALTH ADVANTAGE FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2031 |
The 2025 property tax bill for 4420 N Hemlock Rd was $2,725 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,600 (+9.38%) | $205,200 (+9.38%) | |
| 2025 | $2,725.00 Homeowner's exemption | $93,800 | $187,600 |
| 2023 | $77,500 | $155,000 | |
| 2022 | $2,289.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4420 N Hemlock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4420 N Hemlock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
5G (outdoors only) and 4G LTE
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