4500 N Hemlock Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 4500 N Hemlock Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,848 sqft · built 1975
Lot Size	3.06 acres (133,294 sqft)
Owner	Company Name on Record
Last Sale	$64,900 (Oct 1981)
Tax Bill	$4,499 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit May 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-03-2003-001`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-03-2003-001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,848 sqft Living Area
1st Floor Area	2,771 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	133,294 sqft (3.06 acres)

Exterior Amenities

Porch	Porch
Porch Area	324 sqft
Deck Area	288 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4500 N HEMLOCK RD
City	HEMLOCK
State	MI
Zip	48626-9684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	N 66 FT OF S 496 FT OF W 464.24 FT OF SW 1/4 OF NW FRL 1/4 ALSO NLY 275 FT OF SLY 588 FT OF ELY 400 FT OF WLY 864.24 FT OF SW
Legal Range	02E
Legal Township	12N
Legal Section	03
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1006
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4500 N HEMLOCK RD, HEMLOCK, MI 48626-9684
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit DOW CHEMICAL EMPS CU
May 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 1981 · Amount on Record
Deed Sale	Oct 26, 1981 · Amount on Record
Deed Book / Page	1674 / 267
Last Transfer Date	Dec 15, 2016
Transfer Doc	0000014615
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4500 N HEMLOCK RD, HEMLOCK, MI 48626-9684
Document Number	0000019926
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4500 N HEMLOCK RD HEMLOCK MI 486269684, HEMLOCK, MI 48626-9684

Mortgage

Document Number	0000019926
Date	Jul 23, 2018
Instrument	19926

Lender

Name	DOW CHEMICAL EMPS CU
Type	Credit Union
Address	MIDLAND, MI 48641-1649

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	May 2, 2017
Property Address	4500 N HEMLOCK RD, HEMLOCK, MI 48626-9684
Document Number	0000014615
Instrument Date	Dec 15, 2016
Instrument	14615
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4500 N HEMLOCK RD HEMLOCK MI 486269684, HEMLOCK, MI 48626-9684

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,000 (+35.06%)	$366,000 (+35.06%)
2025	$4,499.00 (+19.31%) Homeowner's exemption
2023		$135,500	$271,000
2022	$3,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Hemlock Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures