Saginaw County property record for 4350 N Hemlock Rd, Hemlock, MI 48626
| Property Type | Agricultural Vacant Land |
|---|---|
| Lot Size | 26.5 acres (1,154,776 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,500 (Dec 2020) |
| Tax Bill | $2,123 (2025) |
| Deeds & Mortgages | Feb 2019 Refinance Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-03-2003-000 |
| Primary APN | 22-12-2-03-2003-000 |
|---|
| Lot Area | 1,154,776 sqft (26.5 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4350 N HEMLOCK RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9686 |
| Property Category | Agriculture or Farming |
| Property Type | Vacant Land > Agricultural |
| Local Zoning Code | A-2 |
| Legal Description | SW1/4 OF NW FRL 1/4 OF SEC 03 EXC N 462 FT OF W 330 FT THEREOF ALSO EXC N 165 FT OF S 430 FT OF W 264 FT ALSO EXC N 66 FT OF |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 03 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12100 |
4350 N Hemlock Rd, agricultural vacant land, is owned by two individuals who bought it in December 2020.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1975 ERSKINE RD, HEMLOCK, MI 48626-9774 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE BANK |
| Dec 22, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage GREENSTONE FARM CREDIT SERVICES FLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on File |
| Deed Sale | Dec 22, 2020 · Amount on File |
| Prior Sale | Dec 27, 2016 · Amount on File |
| Deed Document Number | 202032397 |
| Prior Transfer Date | Dec 23, 1998 |
| Prior Transfer Doc | 2100000534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4350 N HEMLOCK RD, HEMLOCK, MI 48626-9686 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019003367 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 2019003367 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Dec 22, 2020 |
| Property Address | 4350 N HEMLOCK RD, HEMLOCK, MI 48626-9686 |
| Document Number | 2020032397 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 2020032397 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $993.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4350 N HEMLOCK RD, 4350, HEMLOCK, MI 48626-9686 |
| Name | Verified Name |
|---|---|
| Address | 1975 ERSKINE RD, HEMLOCK, MI 48626-9774 |
| Document Number | 2020032398 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 2020032398 |
| Name | GREENSTONE FARM CREDIT SERVICES FLC |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 4350 N Hemlock Rd was $2,123.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,900 | $133,800 | |
| 2025 | $2,123.00 Homeowner's exemption | ||
| 2023 | $59,000 | $118,000 | |
| 2022 | $1,785.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4350 N Hemlock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4350 N Hemlock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LakeNet Fiber | 1,000 / 500 |
5G (outdoors only) and 4G LTE
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