4420 McPheron Rd, Lima, OH 45804 Property Records

Allen County property record for 4420 McPheron Rd, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,005 sqft · built 2009
Lot Size	12.4 acres (541,451 sqft)
Owner	Individual Name on Record
Tax Bill	$3,365 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-1400-04-007.001`

Property Details

APN / Parcel Number

Primary APN	`47-1400-04-007.001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,005 sqft Living Area
Gross Area	3,345 sqft
1st Floor Area	1,340 sqft
Attic	Attic
Attic Area	399 sqft
Basement Area	1,340 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	541,451 sqft (12.4 acres)
Garage Type	Basement
Garage Area	364 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	208 sqft
Deck Area	24 sqft
Patio Area	448 sqft
Canopy	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4420 MCPHERON RD
City	LIMA
State	OH
Zip	45804-4333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 & PT SW1/4 RTS 07-04-14 NSRNT
Jurisdiction	ALLEN OH
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3003
Census Tract	11600

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4420 MCPHERON RD, LIMA, OH 45804-4333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 29, 2020
Property Address	4420 MCPHERON RD, LIMA, OH 45804-4333
Document Number	0000016225
Instrument Date	Dec 28, 2020
Instrument	16225
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4400 MCPHERON RD LIMA OH 458044333, LIMA, OH 45804-4333

Mortgage

Document Number	16226
Date	Dec 29, 2020
Instrument	16226

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2035

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Perry Township
Unified School District	Perry Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,365.00 (-5.48%)	$103,820 (-) Land $20,410 Building $83,410	$296,600 (-) Land $58,300 Building $238,300
2024	$3,560.00 (-0.95%) Homeowner's exemption	$103,820 (+2%) Land $20,410 Building $83,410	$296,600 (+19.98%) Land $58,300 Building $238,300
2023	$3,594.00 (-1.13%) Homeowner's exemption	$86,520 (-) Land $17,010 Building $69,510
2022	$3,635.00 Homeowner's exemption	$86,520 Land $17,010 Building $69,510
2021			$247,200 Land $48,600 Building $198,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2005–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McPheron Rd

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