4315 McPheron Rd, Lima, OH 45804 Property Records

Allen County property record for 4315 McPheron Rd, Lima, OH 45804

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,990 sqft · built 1925
Lot Size3.69 acres (160,736 sqft)
OwnerIndividual Name on File
Last Sale$63,500 (Nov 1997)
Tax Bill$2,671 (2025)
Deeds & MortgagesMay 2024 Construction Loan
Apr 2017 Transfer
Flood ZoneZone X (minimal risk)
APN47-1400-02-001.000

Property Details

APN / Parcel Number

Primary APN47-1400-02-001.000
Alternative APN
  • K3347140002001000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,990 sqft Living Area
Gross Area2,991 sqft
1st Floor Area1,493 sqft
AtticAttic
Attic Area497 sqft
Basement Area645 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1982
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area160,736 sqft (3.69 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces9 Parking Spaces

Exterior Amenities

PorchStoop
Porch Area20 sqft
Deck AreaDeck Area
Patio Area100 sqft
Quonset Hut1,020 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address4315 MCPHERON RD
CityLIMA
StateOH
Zip45804-4330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW1/4 RTS 07-04-14
JurisdictionALLEN OH
Township / Civil DivisionPERRY
Census Block Group2
Census Block2008
Census Tract11600

Owner

4315 McPheron Rd is owned and occupied by an individual who acquired it in April 2017.

Source: Allen County records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address4315 MCPHERON RD, LIMA, OH 45804-4330
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 7, 2024Deed of Trust, Mortgage · Construction Mortgage
SUPERIOR CU INC
Apr 28, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 1997 · Amount on File
Deed SaleNov 17, 1997 · Amount on File
Prior SaleSep 5, 1997 · Amount on File
Last Transfer DateApr 25, 2017
Transfer Doc4280004525
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address4315 MCPHERON RD, LIMA, OH 45804-4330
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5070003988
DateMay 7, 2024
Book Page2024/3988
Instrument202405070003988
Lender
NameSUPERIOR CU INC
TypeCredit Union
Address4230 ELIDA RD, LIMA, OH 45807
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term364 Months
DueSep 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.75%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2027
Change FrequencyAnnually
Min Rate At Change4.75%
Max Rate At Change8.75%
Index1-Year CMT
Max Rate12.7%

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALLEN OH
Recording DateApr 28, 2017
Property Address4315 MCPHERON RD, LIMA, OH 45804-4330
Document Number0000004525
Instrument DateApr 25, 2017
Instrument4525
Transaction TypeTransfer
Record UpdatedJul 18, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4315 MCPHERON RD LIMA OH 458044330, LIMA, OH 45804-4330

Tax Assessment & Valuation

The 2025 property tax bill for 4315 McPheron Rd was $2,671, down 4.8% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionPerry Township
Unified School DistrictPerry Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,671.00 (-4.78%)$71,760 (-) Land $12,990 Building $58,770$205,000 (-) Land $37,100 Building $167,900
2024$2,805.00 (+7.59%)$71,760 (+20.02%) Land $12,990 Building $58,770$205,000 Land $37,100 Building $167,900
2023$2,607.00 (-0.11%)$59,790 (-) Land $10,820 Building $48,970
2022$2,610.00$59,790 Land $10,820 Building $48,970
2021$170,800 Land $30,900 Building $139,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4315 McPheron Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4315 McPheron Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Watch TV
Fixed Wireless
400 / 40

May also be available: Verizon.

Nearby Properties on McPheron Rd

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