4646 McPheron Rd, Lima, OH 45804 Property Records

Allen County property record for 4646 McPheron Rd, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,206 sqft · built 1975
Lot Size	3.38 acres (147,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (May 1978)
Tax Bill	$1,954 (2025)
Deeds & Mortgages	Mar 2026 Transfer Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-1400-04-004.000`

Property Details

APN / Parcel Number

Primary APN	`47-1400-04-004.000`
Alternative APN	`K3347140004004000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,206 sqft Living Area
Gross Area	2,782 sqft
1st Floor Area	2,206 sqft
Family Room	Family Room

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	147,233 sqft (3.38 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	582 sqft
Patio Area	582 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4646 MCPHERON RD
City	LIMA
State	OH
Zip	45804-4316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 JOINT TEN RTS 07-04-14
Jurisdiction	ALLEN OH
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3003
Census Tract	11600

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4646 MCPHERON RD, LIMA, OH 45804-4316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Transfer on Death Deed, Transfer
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1978 · Amount on Record
Deed Sale	May 1, 1978 · Amount on Record
Record Updated	Sep 20, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 12, 2026
Property Address	4646 MCPHERON RD, LIMA, OH 45804-4316
Document Number	3120002357
Book / Page	2026 / 2357
Instrument Date	Mar 10, 2026
Instrument	202603120002357
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4646 MCPHERON RD, LIMA, OH 45804-4316

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	4646 MCPHERON RD, LIMA, OH 45804-4316
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11010015268
Date	Nov 1, 2021
Book Page	2021/5268
Instrument	202111010015268

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Perry Township
Unified School District	Perry Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,954.00 (-5.65%)	$64,550 (-) Land $12,850 Building $51,700	$184,400 (-) Land $36,700 Building $147,700
2024	$2,071.00 (+11.76%) Homeowner's exemption	$64,550 (+19.98%) Land $12,850 Building $51,700	$184,400 (+19.97%) Land $36,700 Building $147,700
2023	$1,853.00 (-2.01%) Homeowner's exemption	$53,800 (-) Land $10,710 Building $43,090
2022	$1,891.00 Homeowner's exemption	$53,800 Land $10,710 Building $43,090
2021			$153,700 Land $30,600 Building $123,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2005–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

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