4420 London Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 4420 London Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,881 sqft · built 1950
Lot Size	1 acres (43,579 sqft)
Owner	Individual Name on File
Last Sale	$900,000 (Jul 2017)
Tax Bill	$20,496 (2026)
Deeds & Mortgages	Jun 2026 Transfer Jul 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-2960-00100`

Property Details

APN / Parcel Number

Primary APN	`010-2960-00100`
Alternative APN	`1034253`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,881 sqft Gross Area
1st Floor Area	3,419 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	43,579 sqft (1 acres)
Garage Area	596 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	40 sqft
Deck Area	248 sqft
Storage Building	160 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1034253
Street Address	4420 LONDON RD
City	DULUTH
State	MN
Zip	55804-2179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK A SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	A
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	5
Census Block	5016
Census Tract	600

Owner

4420 London Rd is owned and occupied by an individual who acquired it in May 2026.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4420 LONDON RD, DULUTH, MN 55804-2179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF COMMERCE
Sep 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Mar 16, 2020	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/CMRC
Jul 14, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Deed Document Number	20171313216
Last Transfer Date	May 27, 2026
Transfer Doc	0001533484
Record Updated	Sep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 1, 2026
Property Address	4420 LONDON RD, DULUTH, MN 55804-2179
Document Number	0001533484
Instrument Date	May 27, 2026
Instrument	20261533484
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4420 LONDON RD, DULUTH, MN 55804-2179

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4420 LONDON RD, DULUTH, MN 55804-2179
Transaction Type	Mortgage
Record Updated	Aug 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4420 LONDON RD, DULUTH, MN 55804-2179

Mortgage

Document Number	0001418287
Date	Jul 7, 2021
Instrument	1418287

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4420 LONDON RD, DULUTH, MN 55804-2179
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	PIONEER ABSTRACT AND TITLE WI, PIONEER ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001415001
Date	May 26, 2021
Instrument	1415001

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4420 LONDON RD, DULUTH, MN 55804-2179
Document Number	00A1391287
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Mortgage

Document Number	00A1391287
Date	Sep 24, 2020
Instrument	A1391287

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	520 GARFIELD AVE, DULUTH, MN 55802-2610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4420 LONDON RD, DULUTH, MN 55804-2179
Document Number	00A1375990
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4420 LONDON RD DULUTH MN 558042179, DULUTH, MN 55804-2179

Mortgage

Document Number	00A1375990
Date	Mar 17, 2020
Instrument	A1375990

Lender

Name	NATIONAL BK/CMRC
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 14, 2017
Property Address	4420 LONDON RD, DULUTH, MN 55804-2179
Document Number	00A1313216
Instrument Date	Jul 13, 2017
Instrument	A1313216
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$2,970.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4420 LONDON RD DULUTH MN 558042179, DULUTH, MN 55804-2179

Tax Assessment & Valuation

The 2026 property tax bill for 4420 London Rd was $20,496, up 6.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,496.00 (+6.47%)
2025	$19,250.00 (+6.32%)	$1,401,200 (+12.8%) Land $552,900 Building $848,300	$1,401,200 (+12.8%) Land $552,900 Building $848,300
2024	$18,106.00	$1,242,200 Land $501,500 Building $740,700	$1,242,200 Land $501,500 Building $740,700
2022		$1,058,400 Land $287,700 Building $770,700	$1,058,400 Land $287,700 Building $770,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4420 London Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4420 London Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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