4340 London Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 4340 London Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,559 sqft · built 1936
Lot Size	1.01 acres (44,365 sqft)
Owner	Individual Name on Record
Last Sale	$760,000 (Oct 2020)
Tax Bill	$15,402 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`010-2960-00070`

Property Details

APN / Parcel Number

Primary APN	`010-2960-00070`
Alternative APN	`1097951`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,559 sqft Gross Area
1st Floor Area	1,388 sqft
Basement Area	678 sqft
Finished Basement	678 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Lot Area	44,365 sqft (1.01 acres)
Garage Area	970 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1097951
Street Address	4340 LONDON RD
City	DULUTH
State	MN
Zip	55804-2249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK A SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	A
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	5
Census Block	5016
Census Tract	600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4340 LONDON RD, DULUTH, MN 55804-2249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Sep 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on Record
Deed Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	20201392905
Record Updated	Sep 20, 2026

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 14, 2020
Property Address	4340 LONDON RD, DULUTH, MN 55804-2249
Document Number	00A1392905
Instrument Date	Oct 8, 2020
Instrument	A1392905
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,508.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4340 LONDON RD DULUTH MN 558042249, DULUTH, MN 55804-2249

Mortgage

Document Number	A1392906
Date	Oct 14, 2020
Instrument	A1392906

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

Mortgage

Document Number	A1392907,
Date	Oct 14, 2020
Instrument	A1392907

Lender

Name	MINNESOTA BK & TR
Type	Bank
Address	EDINA, MN 55435-5297

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 18, 2017
Property Address	4340 LONDON RD, DULUTH, MN 55804-2249
Document Number	00A1317641
Instrument Date	Dec 8, 2016
Instrument	A1317641
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4340 LONDON RD DULUTH MN 558042249, DULUTH, MN 55804-2249

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,402.00 (+5.84%) Homeowner's exemption
2025	$14,552.00 (+5.76%) Homeowner's exemption	$1,079,500 (+12.33%) Land $553,500 Building $526,000	$1,079,500 (+12.33%) Land $553,500 Building $526,000
2024	$13,760.00	$961,000 (+16.56%) Land $501,700 Building $459,300	$961,000 (+16.56%) Land $501,700 Building $459,300
2022		$824,500 Land $293,300 Building $531,200	$824,500 Land $293,300 Building $531,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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