4440 London Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 4440 London Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.75 ba · 3,990 sqft · built 1912
Lot Size	1.08 acres (47,423 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Sep 2003)
Tax Bill	$26,340 (2026)
Deeds & Mortgages	Dec 2022 Second Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2960-00120`

Property Details

APN / Parcel Number

Primary APN	`010-2960-00120`
Alternative APN	`746236`

Interior

Bedrooms	5 Beds
Full Baths	3.75 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,990 sqft Gross Area
1st Floor Area	1,678 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Lot Area	47,423 sqft (1.08 acres)
Garage Type	Mixed
Garage Area	4,184 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	572 sqft
Deck Area	588 sqft
Storage Building	143 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	746236
Street Address	4440 LONDON RD
City	DULUTH
State	MN
Zip	55804-2179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10 AND 11, BLOCK A SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	A
Legal Lot Number	10-11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	5
Census Block	5016
Census Tract	600

Owner

Source: St. Louis County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4440 LONDON RD, DULUTH, MN 55804-2179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Jan 30, 2018	Trustee's Deed, Construction Loan · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2003 · Amount on Record
Deed Sale	Sep 17, 2003 · Amount on Record
Deed Document Number	2003914164
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4440 LONDON RD, DULUTH, MN 55804-2179
Transaction Type	Mortgage
Record Updated	Jan 12, 2023
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4440 LONDON RD, DULUTH, MN 55804-2179

Mortgage

Document Number	0001458064
Date	Dec 7, 2022
Instrument	1458064

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4440 LONDON RD, DULUTH, MN 55804-2179
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4440 LONDON RD, DULUTH, MN 55804-2179

Mortgage

Document Number	0001406834
Date	Mar 15, 2021
Instrument	1406834

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4440 LONDON RD, DULUTH, MN 55804-2179
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001346416
Date	Dec 12, 2018
Instrument	1346416

Lender

Name	US BANK NA
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2033

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 30, 2018
Property Address	4440 LONDON RD, DULUTH, MN 55804-2179
Instrument Date	Dec 22, 2017
Instrument	A1326888
Transaction Type	Construction Loan
Record Updated	Feb 12, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4440 LONDON RD DULUTH MN 558042179, DULUTH, MN 55804-2179

Mortgage

Document Number	00A1326888
Date	Jan 30, 2018
Instrument	A1326888

Lender

Name	US BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 29, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,340.00 (+7.49%) Homeowner's exemption
2025	$24,504.00 (+21.37%) Homeowner's exemption	$1,770,800 (+13.75%) Land $586,900 Building $1,183,900	$1,770,800 (+13.75%) Land $586,900 Building $1,183,900
2024	$20,190.00	$1,556,800 (+32.93%) Land $531,900 Building $1,024,900	$1,556,800 (+32.93%) Land $531,900 Building $1,024,900
2022		$1,171,100 Land $330,700 Building $840,400	$1,171,100 Land $330,700 Building $840,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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