Monterey County property record for 456 Watson St, Monterey, CA 93940
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 2 bd · 2 ba · 2,399 sqft · built 1937 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Feb 2006) |
| Tax Bill | $14,405 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-392-008-000 |
| Primary APN | 001-392-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,399 sqft Living Area |
| 1st Floor Area | 2,399 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 9,000 sqft (0.207 acres) |
| Garage Area | 370 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 001-392-008 |
|---|---|
| Street Address | 456 WATSON ST |
| City | MONTEREY |
| State | CA |
| Zip | 93940-2210 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | SEVERANCE MAP LOT 36 BLK 68 |
| Legal Subdivision | SEVERANCE |
| Legal Tract | 701 |
| Legal Block | 68 |
| Legal Lot Number | 36 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 12700 |
456 Watson St, a residential property, is owned and occupied by two individuals who acquired it in October 2017.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 456 WATSON ST, MONTEREY, CA 93940-2210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2006 · Amount on File |
| Deed Sale | Feb 28, 2006 · Amount on File |
| Prior Sale | Feb 24, 2006 · Amount on File |
| Deed Document Number | 200618281 |
| Last Transfer Date | Oct 2, 2017 |
| Transfer Doc | 0000055434 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Oct 6, 2017 |
| Property Address | 456 WATSON ST, MONTEREY, CA 93940-2210 |
| Document Number | 0000055434 |
| Instrument Date | Oct 2, 2017 |
| Instrument | 2017055434 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 456 WATSON ST, MONTEREY, CA 93940-2210 |
| Document Number | 0000055435 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 2017055435 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 456 Watson St was $14,405 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,254,410 (+2%) Land $688,875 Building $565,535 | |
| 2025 | $14,405.00 Homeowner's exemption | $1,229,826 Land $675,368 Building $554,458 |
| 2023 | $12,900.00 (+1.4%) Homeowner's exemption | $1,182,096 Land $649,144 Building $532,952 |
| 2022 | $12,722.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 456 Watson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 456 Watson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: GeoLinks, Verizon.
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