Gila County property record for 442 S Canyon Dr, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 2,448 sqft · built 1986 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $327,500 (Dec 2018) |
| Tax Bill | $2,806 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 302-07-011 |
| Primary APN | 302-07-011 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,448 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Logs |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 28,314 sqft (0.65 acres) |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Patio Area | 66 sqft |
| Cooling System | None |
|---|---|
| Sewer | Septic |
| Account Number | R019913 |
|---|---|
| Street Address | 442 S CANYON DR |
| City | PAYSON |
| State | AZ |
| Zip | 85541-7486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 26 TOWNSHIP: 12N RANGE: 10E LOT 11, VERDE GLEN #2, PLAT 269NW1/4SW1/4 SEC 26 T12N R10E = 0.65 AC |
| Legal Range | 10E |
| Legal Township | 12N |
| Legal Section | 26 |
| Legal Subdivision | VERDE GLEN |
| Legal Lot Number | 11 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 200 |
Source: Gila County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6126 N 77TH PL, SCOTTSDALE, AZ 85250-4794 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK |
| Dec 19, 2018 | Joint Tenancy Deed, Transfer · ARM AMERICAN AIRLINES FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2018 · Amount on Record |
| Deed Sale | Dec 19, 2018 · Amount on Record |
| Prior Sale | May 25, 2006 · Amount on Record |
| Deed Document Number | 201812958 |
| Prior Transfer Date | Dec 3, 2018 |
| Prior Transfer Doc | 0000012958 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 442 S CANYON DR, PAYSON, AZ 85541-7486 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 6126 N 77TH PL, SCOTTSDALE, AZ 85250-4794 |
| Document Number | 0000005733 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022-005733 |
| Name | WESTERN STATE BANK |
|---|---|
| Type | Bank |
| Address | WEST FARGO, ND 58078 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Dec 19, 2018 |
| Property Address | 442 S CANYON DR, PAYSON, AZ 85541-7486 |
| Document Number | 0000012958 |
| Map Reference | MAP 269 |
| Instrument Date | Dec 3, 2018 |
| Instrument | 2018-012958 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26243 N 45TH DR, 26243, PHOENIX, AZ 85083-1660 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6126 N 77TH PL, SCOTTSDALE, AZ 85250-4794 |
| Document Number | 0000012959 |
|---|---|
| Date | Dec 19, 2018 |
| Instrument | 2018-012959 |
| Name | AMERICAN AIRLINES FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
Source: Gila County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,311 (+4.75%) Land $3,592 Building $28,719 | $323,113 (+4.75%) Land $35,924 Building $287,189 | |
| 2025 | $2,806.00 (+9.7%) | ||
| 2024 | $30,845 Land $4,827 Building $26,018 | $308,451 Land $48,270 Building $260,181 | |
| 2023 | $2,558.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Mar 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99% of the US · above 98.3% of Arizona |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
4G LTE (outdoors only), no 5G reported
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