442 River St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 442 River St, Dunstable, MA 01827

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,060 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Dec 2010)
Tax Bill	$11,272 (2025)
Deeds & Mortgages	Jan 2021 Refinance Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0003 B:0001 L:2`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0003 B:0001 L:2`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,060 sqft Living Area
Gross Area	4,768 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	442 RIVER ST
City	DUNSTABLE
State	MA
Zip	01827-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	2
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	1
Census Block	1010
Census Tract	328100

Owner

Source: Middlesex County and Dunstable Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	442 RIVER ST, DUNSTABLE, MA 01827-1000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
Mar 24, 2021	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2010 · Amount on Record
Deed Sale	Dec 29, 2010 · Amount on Record
Prior Sale	Jan 23, 2006 · Amount on Record
Deed Document Number	201062601
Deed Book / Page	24644 / 256
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	442 RIVER ST, DUNSTABLE, MA 01827-1000
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035143-38
Date	Jan 4, 2021
Book Page	35143/38
Instrument	202100000136

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNSTABLE MA
Property Address	442 RIVER ST, DUNSTABLE, MA 01827-1000
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35522-21
Date	Mar 24, 2021
Book Page	35522/21
Instrument	17579

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2061

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,272.00 (+3.99%)	$819,800 (+5.59%) Land $241,400 Building $578,400	$906,205 (+12.51%)
2024	$10,839.00 (+1.39%)	$776,400 (+8.72%) Land $230,200 Building $546,200	$805,410
2023	$10,690.00	$714,100 Land $230,200 Building $483,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River St

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