Middlesex County and Dunstable Town property record for 432 River St, Dunstable, MA 01827
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,951 sqft · built 2004 |
| Lot Size | 5.52 acres (240,451 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $593,000 (Aug 2005) |
| Tax Bill | $12,040 (2026) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | DUNS M:0003 B:0001 L:3 |
| Primary APN | DUNS M:0003 B:0001 L:3 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,951 sqft Living Area |
| Gross Area | 5,210 sqft |
| Basement Area | 755 sqft |
| Unfinished Basement | 377 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 240,451 sqft (5.52 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 432 RIVER ST |
|---|---|
| City | DUNSTABLE |
| State | MA |
| Zip | 01827-1000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | DUNSTABLE MA |
| Township / Civil Division | DUNSTABLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 328100 |
432 River St is owned and occupied by two individuals who bought it in August 2005.
Source: Middlesex County and Dunstable Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 432 RIVER ST, DUNSTABLE, MA 01827-1000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2005 · Amount on File |
| Deed Sale | Aug 30, 2005 · Amount on File |
| Deed Document Number | 200557813 |
| Deed Book / Page | 19208 / 37 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUNSTABLE MA |
| Property Address | 432 RIVER ST, DUNSTABLE, MA 01827-1000 |
| Document Number | 31366-180 |
| Instrument Date | Jul 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | 31366-180 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 031366/000180 |
| Instrument | 34918 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 9, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 432 River St was $12,040, down 2.6% from the year before.
Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Dunstable Town |
| Unified School District | Groton-Dunstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,040.00 (-2.62%) | $899,200 (-) Land $246,100 Building $643,100 | $1,050,795 (-) |
| 2025 | $12,364.00 (+13.25%) | $899,200 (+14.99%) Land $246,100 Building $653,100 | $1,050,795 (+17.43%) |
| 2024 | $10,917.00 (+1.12%) | $782,000 (+8.43%) Land $233,800 Building $548,200 | $894,805 |
| 2023 | $10,796.00 | $721,200 Land $233,800 Building $487,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 432 River St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 432 River St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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