431 River St, Dunstable, MA 01827 Property Records

Middlesex County and Dunstable Town property record for 431 River St, Dunstable, MA 01827

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,622 sqft · built 2017
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,025,000 (Aug 2026)
Tax Bill	$10,740 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DUNS M:0003 B:0004 L:0`

Property Details

APN / Parcel Number

Primary APN	`DUNS M:0003 B:0004 L:0`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,622 sqft Living Area
Gross Area	4,784 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	88,427 sqft (2.03 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	431 RIVER ST
City	DUNSTABLE
State	MA
Zip	01827-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4
Jurisdiction	DUNSTABLE MA
Township / Civil Division	DUNSTABLE
Census Block Group	1
Census Block	1009
Census Tract	328100

Owner

Source: Middlesex County and Dunstable Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	431 RIVER ST, DUNSTABLE, MA 01827-1012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Aug 4, 2017	Quit Claim Deed, Transfer BERKSHIRE BANK
Apr 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Document Number	202628851
Deed Book / Page	40320 / 25
Prior Transfer Date	Aug 27, 2026
Prior Transfer Doc	0000028851
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Aug 31, 2026
Property Address	431 RIVER ST, DUNSTABLE, MA 01827-1012
Document Number	0000028851
Book / Page	40320 / 25
Instrument Date	Aug 27, 2026
Instrument	202628851
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	431 RIVER ST, DUNSTABLE, MA 01827-1012

Mortgage

Date	Aug 31, 2026

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Aug 4, 2017
Property Address	431 RIVER ST, DUNSTABLE, MA 01827-1012
Document Number	31353-271
Book / Page	31353 / 271
Instrument	34123
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30.01
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 RIVER ST, DUNSTABLE, MA 01827-1012

Mortgage

Document Number	313530274
Date	Aug 4, 2017
Instrument	31353/0274

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUNSTABLE MA
Recording Date	Apr 5, 2017
Property Address	431 RIVER ST, DUNSTABLE, MA 01827-1012
Document Number	31021-57
Book / Page	031021 / 000057
Instrument Date	Feb 8, 2017
Instrument	13719
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transaction

Amount	Amount Recorded
Tax	$866.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 FLETCHER ST DUNSTABLE MA 018271103, DUNSTABLE, MA 01827-1103

Tax Assessment & Valuation

Source: Middlesex County and Dunstable Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dunstable Town
Unified School District	Groton-Dunstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,740.00 (-2.62%)	$802,100 (-) Land $214,700 Building $586,600	$868,965 (-)
2025	$11,029.00 (+0.35%)	$802,100 (+1.88%) Land $214,700 Building $587,400	$868,965 (+7.95%)
2024	$10,991.00 (+1.2%)	$787,300 (+8.52%) Land $209,400 Building $577,900	$804,935
2023	$10,861.00	$725,500 Land $209,400 Building $516,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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