442 Polly Ann Ter, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 442 Polly Ann Ter, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	1,676 sqft · built 1955
Lot Size	0.259 acres (11,289 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,766 (2025)
Flood Zone	Zone X (minimal risk)
APN	`46-05503-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`46-05503-0000-00001`
Alternative APNs	`460550300001` `496400`

Interior

Stories	1 Story
Building Area	1,676 sqft Living Area
1st Floor Area	1,676 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	11,289 sqft (0.259 acres)

Location & Zoning

Account Number	496400
Street Address	442 POLLY ANN TER
City	PARAMUS
State	NJ
Zip	07652-4139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	119XIRR 4LT
Legal Block	5503
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	2
Census Block	2008
Census Tract	42302

Owner

442 Polly Ann Ter is owned and occupied by two individuals who acquired it in November 2000.

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	442 POLLY ANN TER, PARAMUS, NJ 07652-4139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2000
Deed Sale	Nov 28, 2000
Prior Sale	Nov 28, 2000
Deed Book / Page	10529 / 1
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 442 Polly Ann Ter was $9,766 with a senior citizen's exemption, up 6.9% from the year before.

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$697,800 (+7.11%) Land $452,600 Building $245,200	$697,800 (+7.11%) Land $452,600 Building $245,200
2025	$9,766.00 (+6.91%) Senior Citizen's exemption	$651,500 Land $411,700 Building $239,800	$651,500 Land $411,700 Building $239,800
2024	$9,135.00
2023		$578,100 Land $357,400 Building $220,700	$578,100 Land $357,400 Building $220,700
2022	$8,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 442 Polly Ann Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1999–2021)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2021 · other causes
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Polly Ann Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20