Bergen County and Paramus Borough property record for 433 Polly Ann Ter, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 2,998 sqft · built 1955 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,025,000 (Mar 2022) |
| Tax Bill | $15,416 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-05502-0000-00004 |
| Primary APN | 46-05502-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,998 sqft Living Area |
| 1st Floor Area | 2,998 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 9,374 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Account Number | 495900 |
|---|---|
| Street Address | 433 POLLY ANN TER |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-4117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 75X125 3.75LT |
| Legal Subdivision | GREGORY PLAZA INC |
| Legal Block | 5502 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 42302 |
433 Polly Ann Ter is owned and occupied by two individuals who bought it in March 2022.
Source: Bergen County and Paramus Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 433 POLLY ANN TER, PARAMUS, NJ 07652-4117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 15, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on File |
| Deed Sale | Mar 29, 2022 · Amount on File |
| Prior Sale | Oct 4, 2000 · Amount on File |
| Deed Document Number | 202237051 |
| Deed Book / Page | 4637 / 688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 29, 2022 |
| Property Address | 433 POLLY ANN TER, PARAMUS, NJ 07652-4117 |
| Document Number | 0046370688 |
| Book / Page | 4637 / 688 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 2022037051 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2022 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,127.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 GLEN AVE # 1, 312, PALISADES PARK, NJ 07650-1715 |
| Name | Verified Name |
|---|---|
| Address | 433 POLLY ANN TER, PARAMUS, NJ 07652-4117 |
| Document Number | 2022037052 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022037052 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 433 POLLY ANN TER, PARAMUS, NJ 07652-4117 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039701281 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 3970/1281 |
| Instrument | 2021023386 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 433 POLLY ANN TER, PARAMUS, NJ 07652-4117 |
| Document Number | 0027982379 |
| Book / Page | 002798 / 002379 |
| Instrument Date | Nov 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 433 POLLY ANN TER PARAMUS NJ 076524117, PARAMUS, NJ 07652-4117 |
| Document Number | 0027982379 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 002798/002379 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 433 Polly Ann Ter was $15,416, up 6% from the year before.
Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,085,200 (+5.52%) Land $447,400 Building $637,800 | $1,085,200 (+5.52%) Land $447,400 Building $637,800 | |
| 2025 | $15,416.00 (+6.02%) | $1,028,400 Land $407,000 Building $621,400 | $1,028,400 Land $407,000 Building $621,400 |
| 2024 | $14,541.00 | ||
| 2023 | $920,900 Land $353,400 Building $567,500 | $920,900 Land $353,400 Building $567,500 | |
| 2022 | $13,739.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 433 Polly Ann Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1999–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 433 Polly Ann Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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