Bergen County and Paramus Borough property record for 438 Polly Ann Ter, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 3,810 sqft · built 2009 |
| Lot Size | 0.233 acres (10,131 sqft) |
| Owner | Company Name on File |
| Last Sale | $995,000 (Jun 2013) |
| Tax Bill | $24,981 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-05503-0000-00008 |
| Primary APN | 46-05503-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,810 sqft Living Area |
| 1st Floor Area | 3,810 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Construction Type | Frame |
| Lot Area | 10,131 sqft (0.233 acres) |
| Account Number | 497100 |
|---|---|
| Street Address | 438 POLLY ANN TER |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-4139 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 80XIRR 4LT |
| Legal Subdivision | GREGORY PLAZA INC |
| Legal Block | 5503 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 42302 |
438 Polly Ann Ter is owned by a company that bought it in June 2013.
Source: Bergen County and Paramus Borough records, as of June 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 438 POLLY ANN TER, PARAMUS, NJ 07652-4139 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PROTONIC STAR CAPITAL LLC |
| Sep 30, 2020 | Grant Deed, Transfer VINTAGE TITLE SERVICES LLC, VINTAGE TITLE SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2013 · Amount on File |
| Deed Sale | Jun 19, 2013 · Amount on File |
| Prior Sale | Dec 3, 2009 · Amount on File |
| Deed Document Number | 201368000 |
| Deed Book / Page | 1430 / 430 |
| Prior Transfer Date | May 10, 2006 |
| Prior Transfer Doc | 9086000443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 438 POLLY ANN TER, PARAMUS, NJ 07652-4139 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 438 POLLY ANN TER, PARAMUS, NJ 07652-4139 |
| Document Number | 0047931188 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 4793/1188 |
| Instrument | 2022086784 |
| Name | PROTONIC STAR CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 30, 2020 |
| Property Address | 438 POLLY ANN TER, PARAMUS, NJ 07652-4139 |
| Document Number | 0037371694 |
| Book / Page | 003737 / 001694 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 95089 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | VINTAGE TITLE SERVICES LLC, VINTAGE TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $735.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 438 POLLY ANN TER PARAMUS NJ 076524139, PARAMUS, NJ 07652-4139 |
The 2025 property tax bill for 438 Polly Ann Ter was $24,981, up 5.3% from the year before.
Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,740,200 (+4.42%) Land $453,700 Building $1,286,500 | $1,740,200 (+4.42%) Land $453,700 Building $1,286,500 | |
| 2025 | $24,981.00 (+5.34%) | $1,666,500 Land $412,800 Building $1,253,700 | $1,666,500 Land $412,800 Building $1,253,700 |
| 2024 | $23,714.00 | ||
| 2023 | $1,503,600 Land $358,300 Building $1,145,300 | $1,503,600 Land $358,300 Building $1,145,300 | |
| 2022 | $21,889.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Polly Ann Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1999–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 Polly Ann Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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