442 Matlo Ave, Sebring, FL 33870 Property Records

Highlands County property record for 442 Matlo Ave, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1962
Lot Size	0.198 acres (8,640 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jun 2018)
Tax Bill	$940 (2024)
Deeds & Mortgages	Jun 2018 Sale & Line of Credit Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`S204907010900010`

Property Details

APN / Parcel Number

Primary APN	`S204907010900010`
Alternative APN	`S-20-34-29-070-1090-0010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	984 sqft
Flooring	Slate
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1970
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,640 sqft (0.198 acres)
Lot Dimensions	150 ft deep x 64 ft wide
Garage Type	Carport
Carport	Carport
Driveway	Driveway
Driveway Area	110 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	93 sqft
Patio Area	90 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	S204907010900010
Street Address	442 MATLO AVE
City	SEBRING
State	FL
Zip	33870-7017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAKEVIEW PLACE SUB PB 1-PG 41 LOT 1 BLK 109
Legal Range	29E
Legal Township	34S
Legal Section	20
Legal Subdivision	LAKEVIEW PLACE SUB
Legal Block	109
Legal Lot Number	1
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2005
Census Tract	960800

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	442 MATLO AVE, SEBRING, FL 33870-7017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2018	Warranty Deed, Transfer · Line of Credit WAUCHULA STATE BANK
Nov 1, 2017	Warranty Deed, Transfer HEARTLAND TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2018 · Amount on Record
Deed Sale	Jun 21, 2018 · Amount on Record
Prior Sale	Jun 21, 2018
Deed Document Number	1900920
Deed Book / Page	2641 / 1352
Record Updated	Jun 8, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 21, 2018
Property Address	442 MATLO AVE, SEBRING, FL 33870-7017
Document Number	0001900920
Book / Page	2641 / 1352
Map Reference	MB1 PG41
Instrument Date	Jun 7, 2018
Instrument	1900920
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	HEARTLAND TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1280 FALLVIEW WAY, 1280, WELLINGTON, FL 33414-9032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 MATLO AVE, SEBRING, FL 33870-7017

Mortgage

Document Number	0001900921
Date	Jun 21, 2018
Instrument	1900921

Lender

Name	WAUCHULA STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 5, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 1, 2017
Property Address	442 MATLO AVE, SEBRING, FL 33870-7017
Document Number	0001871175
Book / Page	002605 / 000822
Instrument Date	Oct 25, 2017
Instrument	1871175
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	HEARTLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1280 FALLVIEW WAY WELLINGTON FL 334149032, WELLINGTON, FL 33414-9032

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Municipality	Sebring City
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,788 (+5.99%)	$123,683 (+12.61%) Land $12,800 Building $110,883
2024	$940.00 (+4.44%)
2023	$900.00 (+7.27%) Homeowner's exemption	$59,241 (+6.09%)	$109,832 (+25.66%) Land $9,600 Building $100,232
2022	$839.00 Homeowner's exemption	$55,838	$87,407 Land $9,600 Building $77,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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