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415 Matlo Ave, Sebring, FL 33870 Property Records

Highlands County property record for 415 Matlo Ave, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,601 sqft · built 2007
Lot Size0.156 acres (6,838 sqft)
OwnerIndividual Name on Record
Last Sale$139,000 (Mar 2021)
Tax Bill$2,535 (2024)
Deeds & MortgagesMar 2021 Sale & Mortgage
Dec 2020 Transfer
+ 6 more
Flood ZoneZone X (minimal risk)
APNS-20-34-29-090-1220-0180

Property Details

APN / Parcel Number

Primary APNS-20-34-29-090-1220-0180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,601 sqft Living Area
1st Floor Area1,592 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,838 sqft (0.156 acres)
Lot Dimensions135 ft deep x 50 ft wide
DrivewayDriveway
Driveway Area1,365 sqft

Exterior Amenities

PorchOpen Porch
Porch Area45 sqft
Patio Area576 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address415 MATLO AVE
CitySEBRING
StateFL
Zip33870-7018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLA PALOMA SUB PB 1-PG 44 LOT 18 BLK 122
Legal Range29E
Legal Township34S
Legal Section20
Legal SubdivisionLA PALOMA SUB
Legal Block122
Legal Lot Number18
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group2
Census Block2010
Census Tract960800

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address415 MATLO AVE, SEBRING, FL 33870-7018
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2021Warranty Deed, Transfer · FHA Mortgage
BROKER SOLUTIONS INC
Dec 1, 2020Correction Deed, Transfer
ATTORNEY ONLY
Nov 16, 2020Correction Deed, Transfer
NOT AVAILABLE
May 1, 2020Correction Deed, Transfer
NOT AVAILABLE
May 15, 2020Correction Deed
NOT AVAILABLE
Jan 13, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Dec 23, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 21, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2021 · Amount on Record
Deed SaleMar 11, 2021 · Amount on Record
Prior SaleDec 1, 2020
Deed Document Number2023327
Deed Book / Page2808 / 60
Record UpdatedJun 8, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMar 11, 2021
Property Address415 MATLO AVE, SEBRING, FL 33870-7018
Document Number0002023327
Book / Page2808 / 60
Map ReferenceMB 1 PG 44
Instrument DateMar 8, 2021
Instrument2023327
Transaction TypeTransfer
Record UpdatedDec 17, 2021
Title CompanyHILLSBOROUGH TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$973.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address195 S RAILROAD AVE, 195, AVON PARK, FL 33825-3818

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 MATLO AVE, SEBRING, FL 33870-7018

Mortgage

Document Number0000280862
DateMar 11, 2021
Instrument2808/62
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

December 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionHIGHLANDS FL
Recording DateDec 1, 2020
Property Address415 MATLO AVE, SEBRING, FL 33870-7018
Document Number0002008742
Book / Page002787 / 000086
Instrument DateDec 1, 2020
Instrument2008742
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address415 MATLO AVE SEBRING FL 338707018, SEBRING, FL 33870-7018

November 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionHIGHLANDS FL
Recording DateNov 16, 2020
Property Address415 MATLO AVE, SEBRING, FL 33870-7018
Document Number0002006822
Book / Page002784 / 000677
Instrument DateNov 16, 2020
Instrument2006822
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4606 TRAILS DR SARASOTA FL 342323480, SARASOTA, FL 34232-3480

May 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionHIGHLANDS FL
Recording DateMay 1, 2020
Property Address415 MATLO AVE, SEBRING, FL 33870-7018
Document Number0001984315
Book / Page002751 / 000235
Instrument DateApr 1, 2020
Instrument1984315
Transaction TypeTransfer
Record UpdatedMay 11, 2021
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address415 MATLO AVE SEBRING FL 338707018, SEBRING, FL 33870-7018

May 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionHIGHLANDS FL
Recording DateMay 15, 2020
Property Address415 MATLO AVE, SEBRING, FL 33870-7018
Document Number0001985728
Book / Page002753 / 000548
Instrument DateApr 1, 2020
Instrument1985728
Record UpdatedMay 11, 2021
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address415 MATIO AVE SEBRING FL 33870, SEBRING, FL 33870

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateJan 13, 2020
Property Address415 MATLO AVE, SEBRING, FL 33870-7018
Document Number0001970868
Book / Page002732 / 001496
Instrument DateJan 7, 2020
Instrument1970868
Transaction TypeTransfer
Record UpdatedJan 29, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address415 MATLO AVE SEBRING FL 338707018, SEBRING, FL 33870-7018

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIGHLANDS FL
Recording DateDec 23, 2019
Property Address415 MATLO AVE, SEBRING, FL 33870-7018
Document Number0001968574
Book / Page002729 / 001057
Instrument DateDec 20, 2019
Instrument1968574
Transaction TypeTransfer
Record UpdatedJan 7, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 681 SARASOTA FL 342300681, SARASOTA, FL 34230-0681

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateOct 21, 2019
Property Address415 MATLO AVE, SEBRING, FL 33870-7018
Document Number0001960611
Book / Page002718 / 001425
Instrument DateOct 18, 2019
Instrument1960611
Transaction TypeTransfer
Record UpdatedOct 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$791.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4606 TRAILS DR SARASOTA FL 342323480, SARASOTA, FL 34232-3480

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
MunicipalitySebring City
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$157,595 (+5.99%)$196,321 (+10.16%) Land $9,700 Building $186,621
2024$2,535.00 (+3.64%)
2023$2,446.00 (+5.8%) Homeowner's exemption$148,693 (+3%)$178,215 (+23.45%) Land $7,275 Building $170,940
2022$2,312.00 Homeowner's exemption$144,362 Land $7,275 Building $137,087$144,362 Land $7,275 Building $137,087

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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