Highlands County property record for 430 Matlo Ave, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 782 sqft · built 1962 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $34,000 (Oct 2024) |
| Tax Bill | $1,017 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S204907010900020 |
| Primary APN | S204907010900020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 782 sqft Living Area |
| Gross Area | 892 sqft |
| 1st Floor Area | 782 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| View / Lot | Duplex |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
|---|---|
| Porch Area | 236 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 430 MATLO AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-7017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LAKEVIEW PLACE SUB PB 1-PG 41 LOTS 2 + 3 BLK 109 |
| Legal Range | 29E |
| Legal Township | 34S |
| Legal Section | 20 |
| Legal Subdivision | LAKEVIEW PLACE |
| Legal Block | 109 |
| Legal Lot Number | 2,3 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 960800 |
Source: Highlands County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 430 MATLO AVE, SEBRING, FL 33870-7017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2024 · Amount on Record |
| Deed Sale | Oct 23, 2024 · Amount on Record |
| Prior Sale | Jun 9, 2016 · Amount on Record |
| Deed Document Number | 20242227819 |
| Deed Book / Page | 3075 / 1893 |
| Prior Transfer Date | Oct 8, 2024 |
| Prior Transfer Doc | 0002227819 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 430 MATLO AVE, SEBRING, FL 33870-7017 |
| Document Number | 0001910485 |
| Instrument Date | Aug 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 430 MATLO AVE SEBRING FL 338707017, SEBRING, FL 33870-7017 |
| Document Number | 0001910485 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 002654/001089 |
| Instrument | 1910485 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Sep 5, 2046 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Municipality | Sebring City |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,017.00 (+11.15%) | $78,528 (+8.43%) | $124,901 (+14.5%) Land $20,000 Building $104,901 |
| 2024 | $915.00 (+4.81%) | ||
| 2023 | $873.00 (-4.07%) Homeowner's exemption Widower's exemption | $72,424 (+3%) | $109,080 (+20.62%) Land $15,000 Building $94,080 |
| 2022 | $910.00 Homeowner's exemption Widower's exemption | $70,315 | $90,431 Land $15,000 Building $75,431 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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