442 Hancock St, Gallatin, TN 37066 Property Records

Sumner County property record for 442 Hancock St, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,520 sqft · built 1990
Lot Size	0.501 acres (21,809 sqft)
Owner	Individual Name on File
Last Sale	$359,900 (Aug 2026)
Tax Bill	$1,179 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083126P H 01301`

Property Details

APN / Parcel Number

Primary APN	`083126P H 01301`
Alternative APN	`126P H 01301`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	1,565 sqft
1st Floor Area	1,208 sqft
Basement Area	312 sqft
Finished Basement	312 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,809 sqft (0.501 acres)
Lot Dimensions	193 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	312 sqft
Driveway	Driveway
Driveway Area	800 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	216 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	442 HANCOCK ST
City	GALLATIN
State	TN
Zip	37066-3681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 13 PAGE: 138 BLOCK: LOT: 3 SUBD: HIDDEN CAVERN SEC 1
Legal Subdivision	HIDDEN CAVERN SEC 1
Legal Lot Number	3
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	1
Census Block	1011
Census Tract	20903

Owner

442 Hancock St is owned and occupied by an individual who bought it in August 2026.

Source: Sumner County records, as of August 26, 2026

Owner of Record	Individual Name on File
Mailing Address	442 HANCOCK ST, GALLATIN, TN 37066-3681
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Apr 1, 2026	Warranty Deed, Transfer HIGHLANDER TITLE, HIGHLAND TITLE
Aug 3, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	Apr 1, 2026 · Amount on File
Deed Document Number	20261561604
Deed Book / Page	6922 / 523
Prior Transfer Date	Jul 30, 2018
Prior Transfer Doc	0047890475
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Aug 19, 2026
Property Address	442 HANCOCK ST, GALLATIN, TN 37066-3681
Document Number	0001561604
Book / Page	6922 / 523
Instrument Date	Aug 17, 2026
Instrument	20261561604
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	HIGHLAND RIM TITLE, HIGHLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134,494.63
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 HANCOCK ST, GALLATIN, TN 37066-3681

Mortgage

Document Number	0001561605,
Date	Aug 19, 2026
Instrument	20261561605

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Apr 1, 2026
Property Address	442 HANCOCK ST, GALLATIN, TN 37066-3681
Document Number	0001546525
Book / Page	6818 / 657
Instrument Date	Mar 26, 2026
Instrument	20261546525
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	HIGHLANDER TITLE, HIGHLAND TITLE

Transaction

Amount	Amount on Record
Tax	$79,224.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 S WATER AVE, GALLATIN, TN 37066-3310

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMNER TN
Recording Date	Aug 3, 2018
Property Address	442 HANCOCK ST, GALLATIN, TN 37066-3681
Document Number	0047890475
Book / Page	4789 / 475
Map Reference	MB 13 PG 138
Instrument Date	Jul 30, 2018
Instrument	1240861
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	BIRTHRIGHT TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 HANCOCK ST, GALLATIN, TN 37066-3681

Mortgage

Document Number	1240862
Date	Aug 3, 2018
Instrument	1240862

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 442 Hancock St was $1,179.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,179.00	$82,975 Land $25,000 Building $57,975
2024			$331,900 Land $100,000 Building $231,900
2023	$1,702.00 (-0.35%)	$55,775 (-) Land $25,000 Building $30,775
2022	$1,708.00	$55,775 Land $25,000 Building $30,775
2021			$223,100 Land $100,000 Building $123,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 442 Hancock St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (2010)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Aug 2010 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 442 Hancock St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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