437 Hancock St, Gallatin, TN 37066 Property Records

Sumner County property record for 437 Hancock St, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,545 sqft · built 1991
Lot Size	0.523 acres (22,785 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Jul 2019)
Tax Bill	$1,122 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Feb 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`083126P J 01500`

Property Details

APN / Parcel Number

Primary APN	`083126P J 01500`
Alternative APN	`126P J 01500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,545 sqft Living Area
1st Floor Area	807 sqft
Upper Floors Area	750 sqft
Basement Area	288 sqft
Finished Basement	288 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,785 sqft
Lot Dimensions	250 ft deep x 91.1 ft wide
Driveway	Driveway
Driveway Area	425 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	437 HANCOCK ST
City	GALLATIN
State	TN
Zip	37066-3633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 13 PAGE: 139 BLOCK: LOT: 1 SUBD: DEER CREEK SEC 1
Legal Subdivision	DEER CREEK SEC 1
Legal Lot Number	1 91
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	1
Census Block	1013
Census Tract	20903

Owner

437 Hancock St is owned and occupied by an individual who bought it in July 2019.

Source: Sumner County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	437 HANCOCK ST, GALLATIN, TN 37066-3633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Warranty Deed, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Feb 20, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Prior Sale	Feb 20, 2019 · Amount on File
Deed Document Number	1273837
Deed Book / Page	4974 / 172
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Jul 1, 2019
Property Address	437 HANCOCK ST, GALLATIN, TN 37066-3633
Document Number	0049740172
Book / Page	4974 / 172
Map Reference	MB 13 PG 139
Instrument Date	May 20, 2019
Instrument	1273837
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 HANCOCK ST, GALLATIN, TN 37066-3633

Mortgage

Document Number	4974177
Date	Jul 1, 2019
Instrument	4974/177

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Feb 20, 2019
Property Address	437 HANCOCK ST, GALLATIN, TN 37066-3633
Document Number	0048950230
Book / Page	004895 / 000230
Instrument Date	Feb 13, 2019
Instrument	1259955
Transaction Type	Transfer
Record Updated	Mar 6, 2019

Transaction

Amount	Amount on Record
Tax	$791.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 437 Hancock St was $1,122.

Source: Sumner County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,122.00	$78,950 Land $25,000 Building $53,950
2024			$315,800 Land $100,000 Building $215,800
2023	$1,677.00 (-0.36%)	$54,950 (-) Land $25,000 Building $29,950
2022	$1,683.00	$54,950 Land $25,000 Building $29,950
2021			$219,800 Land $100,000 Building $119,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 437 Hancock St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (2010)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Aug 2010 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 Hancock St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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