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420 Hancock St, Gallatin, TN 37066 Property Records

Sumner County property record for 420 Hancock St, Gallatin, TN 37066

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,200 sqft · built 1991
Lot Size0.352 acres (15,336 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Aug 2021)
Tax Bill$1,096 (2025)
Deeds & MortgagesAug 2021 Mortgage
Apr 2021 Transfer
Flood ZoneZone X (minimal risk)
APN083126P J 00500

Property Details

APN / Parcel Number

Primary APN083126P J 00500
Alternative APN
  • 126P J 00500

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area1,530 sqft
1st Floor Area1,200 sqft
Basement Area1,200 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,336 sqft (0.352 acres)
Lot Dimensions213 ft deep x 72.5 ft wide
Garage TypeFinished
Garage Area285 sqft
DrivewayDriveway
Driveway Area1,000 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area45 sqft
Deck Area186 sqft
Patio Area186 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address420 HANCOCK ST
CityGALLATIN
StateTN
Zip37066-3627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLAT: 13 PAGE: 139 BLOCK: LOT: 14 SUBD: DEER CREEK SEC 1
Legal SubdivisionDEER CREEK SEC 1
Legal Lot Number14
JurisdictionSUMNER TN
Township / Civil Division6
Census Block Group1
Census Block1011
Census Tract20903

Owner

420 Hancock St is owned and occupied by an individual who bought it in August 2021.

Source: Sumner County records, as of May 1, 2026

Owner of RecordIndividual Name on File
Mailing Address420 HANCOCK ST, GALLATIN, TN 37066-3627
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Apr 23, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2021 · Amount on File
Deed SaleAug 2, 2021 · Amount on File
Deed Document Number20211376058
Deed Book / Page5674 / 500
Prior Transfer DateApr 22, 2021
Prior Transfer Doc0055740528
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMNER TN
Property Address420 HANCOCK ST, GALLATIN, TN 37066-3627
Transaction TypeMortgage
Record UpdatedSep 1, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056740503
DateAug 2, 2021
Book Page5674/503
Instrument1376059
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
AddressALLEN, TX 75013
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUMNER TN
Recording DateApr 23, 2021
Property Address420 HANCOCK ST, GALLATIN, TN 37066-3627
Document Number0055740528
Book / Page5574 / 528
Map ReferenceMB 13 PG 139
Instrument DateApr 22, 2021
Instrument1361352
Transaction TypeTransfer
Record UpdatedMay 14, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5995 KING LN, LAFAYETTE, TN 37083-3037

Tax Assessment & Valuation

The 2025 property tax bill for 420 Hancock St was $1,096.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountySumner County
MunicipalityGallatin City
Unified School DistrictSumner County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,096.00$77,100 Land $25,000 Building $52,100
2024$308,400 Land $100,000 Building $208,400
2023$1,621.00 (-0.37%)$53,125 (-) Land $25,000 Building $28,125
2022$1,627.00$53,125 Land $25,000 Building $28,125
2021$212,500 Land $100,000 Building $112,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 420 Hancock St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims19 (2010)
Claims Outside the SFHA17 of 19
Most Recent ClaimAug 2010 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 420 Hancock St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGALLATIN WATER DEPARTMENT
serves 65,964 people · EPA ID TN0000253
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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