442 Governor Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 442 Governor Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,070 sqft · built 1997
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,900 (Jun 2016)
Tax Bill	$5,474 (2024)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`24S-64-0970`

Property Details

APN / Parcel Number

Primary APN	`24S-64-0970`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,070 sqft Living Area
Gross Area	2,700 sqft
1st Floor Area	2,070 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 107 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	442 GOVERNOR DR
City	BALLWIN
State	MO
Zip	63021-6373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-3
Legal Description	GOVERNOR COURT LOT 11
Legal Subdivision	GOVERNOR COURT
Legal Lot Number	11
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	2
Census Block	2005
Census Tract	217923

Owner

Source: St. Louis County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	442 GOVERNOR DR, BALLWIN, MO 63021-6373
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2016 · Amount on Record
Deed Sale	Jun 20, 2016 · Amount on Record
Prior Sale	Aug 11, 2006 · Amount on Record
Deed Document Number	2016452
Deed Book / Page	22066 / 2280
Prior Transfer Date	Dec 23, 1997
Prior Transfer Doc	0000000955
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	442 GOVERNOR DR, BALLWIN, MO 63021-6373
Document Number	0234242415
Instrument Date	Feb 23, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	442 GOVERNOR DR BALLWIN MO 630216373, BALLWIN, MO 63021-6373

Mortgage

Document Number	0234242415
Date	Mar 5, 2019
Book Page	023424/002415
Instrument	390

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 4, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,430 (+9.06%) Land $31,430 Building $54,000	$449,600 (+9.05%) Land $165,400 Building $284,200
2024	$5,474.00 (+0.07%)
2023	$5,470.00 (+14.58%)	$78,330 (+22.74%) Land $24,450 Building $53,880	$412,300 (+22.74%) Land $128,700 Building $283,600
2022	$4,774.00	$63,820 Land $20,960 Building $42,860
2021			$335,900 Land $110,300 Building $225,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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