442 E Ridgewood Ave, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 442 E Ridgewood Ave, Galloway, NJ 08205

Property Summary

Property TypeSingle Family Home
Details2,236 sqft · built 1980
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$175,000 (Oct 2017)
Tax Bill$7,278 (2025)
Deeds & MortgagesFeb 2024 Second Mortgage
Oct 2017 Sale & Mortgage
APN11-01064-01-00002-02

Property Details

APN / Parcel Number

Primary APN11-01064-01-00002-02
Alternative APNs
  • 11010640001000020002
  • 11010641000022

Interior

Stories1 Story
Building Area2,236 sqft Living Area
1st Floor Area2,236 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area43,560 sqft
Lot Dimensions307 ft deep x 55 ft wide

Location & Zoning

Old Parcel Number11010641000022
Street Address442 E RIDGEWOOD AVE
CityGALLOWAY
StateNJ
Zip08205-9725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR
Legal SubdivisionGALLOWAY
Legal Block1064
Legal Lot Number2.2
JurisdictionATLANTIC NJ
Township / Civil DivisionGALLOWAY
Census Block Group2
Census Block2011
Census Tract10505

Owner

Source: Atlantic County and Galloway Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address442 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
JERSEY SHORE FCU
Oct 10, 2017Grant Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2017 · Amount on Record
Deed SaleOct 10, 2017 · Amount on Record
Prior SaleJan 26, 2005 · Amount on Record
Deed Document Number201755827
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address442 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9725
Transaction TypeMortgage
Record UpdatedMar 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007218
DateFeb 14, 2024
Instrument2024007218
Lender
NameJERSEY SHORE FCU
TypeCredit Union
AddressNORTHFIELD, NJ 08225
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term118 Months
DueDec 27, 2033

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionATLANTIC NJ
Recording DateOct 10, 2017
Property Address442 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9725
Document Number0000055827
Instrument DateSep 12, 2017
Instrument55827
Transaction TypeTransfer
Record UpdatedDec 8, 2017
Title CompanyTITLE COMPANY/JERSEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address442 E RIDGEWOOD AVE GALLOWAY NJ 082059725, GALLOWAY, NJ 08205-9725

Mortgage

Document Number55828
DateOct 10, 2017
Instrument55828
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 9, 2047

Tax Assessment & Valuation

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
County SubdivisionGalloway Township
Elementary School DistrictGalloway Township School District (KG - 08)
Secondary School DistrictGreater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$214,700 (-) Land $68,800 Building $145,900$214,700 (-) Land $68,800 Building $145,900
2025$7,278.00 (+1.56%)$214,700 (-) Land $68,800 Building $145,900$214,700 (-) Land $68,800 Building $145,900
2024$7,166.00 (+3.95%)
2023$214,700 Land $68,800 Building $145,900$214,700 Land $68,800 Building $145,900
2022$6,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1980–2019)
Claims Outside the SFHA2 of 7
Most Recent ClaimMar 2019 · other causes
Claims by Event
  • Coastal Storms & Flooding, Mar 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 75% of New Jersey
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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