441 E Ridgewood Ave, Galloway (Absecon), NJ 08205 Property Records

Atlantic County and Galloway Township property record for 441 E Ridgewood Ave, Galloway, NJ 08205

Property Summary

Property TypeSingle Family Home
Details2,283 sqft · built 1985
Lot Size2.55 acres (111,078 sqft)
Owner2 Individual Names on Record
Last Sale$264,900 (Apr 2012)
Tax Bill$8,414 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jan 2022 Mortgage
APN11-01065-0000-00012-02

Property Details

APN / Parcel Number

Primary APN11-01065-0000-00012-02
Alternative APNs
  • 11010650000000120002
  • 11010650000000122

Interior

Stories2 Stories
Building Area2,283 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleColonial
Construction TypeFrame
Lot Area111,078 sqft

Location & Zoning

Old Parcel Number11010650000000122
Street Address441 E RIDGEWOOD AVE
CityGALLOWAY
StateNJ
Zip08205-9738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR
Legal Block1065
Legal Lot Number12.2
JurisdictionATLANTIC NJ
Township / Civil DivisionGALLOWAY
Census Block Group2
Census Block2008
Census Tract10505

Owner

Source: Atlantic County and Galloway Township records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address441 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9738
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Jan 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 19, 2012 · Amount on Record
Deed SaleApr 19, 2012 · Amount on Record
Prior SaleAug 8, 2005 · Amount on Record
Deed Document Number201224414
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Recording DateJun 23, 2026
Property Address441 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9738
Document Number0000027595
Instrument DateJun 1, 2026
Instrument202627595
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address441 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9738

Mortgage

Document Number0000027595,
DateJun 23, 2026
Instrument202627595
Lender
NameSPRING EQ LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 1, 2046
Interest
Rate6.3%
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionATLANTIC NJ
Property Address441 E RIDGEWOOD AVE, GALLOWAY, NJ 08205-9738
Transaction TypeMortgage
Record UpdatedFeb 18, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000983
DateJan 10, 2022
Instrument2022000983
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term238 Months
DueNov 1, 2041

Tax Assessment & Valuation

Source: Atlantic County and Galloway Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyAtlantic County
County SubdivisionGalloway Township
Elementary School DistrictGalloway Township School District (KG - 08)
Secondary School DistrictGreater Egg Harbor Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$248,200 (-) Land $72,600 Building $175,600$248,200 (-) Land $72,600 Building $175,600
2025$8,414.00 (+1.57%)$248,200 (-) Land $72,600 Building $175,600$248,200 (-) Land $72,600 Building $175,600
2024$8,284.00 (+3.95%)
2023$248,200 Land $72,600 Building $175,600$248,200 Land $72,600 Building $175,600
2022$7,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1980–2019)
Claims Outside the SFHA2 of 7
Most Recent ClaimMar 2019 · other causes
Claims by Event
  • Coastal Storms & Flooding, Mar 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 82% of New Jersey
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - ATLANTIC COUNTY
private · serves 120,146 people · EPA ID NJ0119002
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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